Mercantile Bank Balance Sheet Health
Financial Health criteria checks 5/6
Mercantile Bank has total assets of BDT429.8B and total equity of BDT28.9B. Total deposits are BDT319.8B, and total loans are BDT301.3B.
Key information
14.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ৳319.81b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ৳13.52b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MERCANBANK's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: MERCANBANK has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 80% of MERCANBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MERCANBANK has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: MERCANBANK's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: MERCANBANK has a high level of bad loans (5.7%).