Mercantile Bank Balance Sheet Health
Financial Health criteria checks 4/6
Mercantile Bank has total assets of BDT409.8B and total equity of BDT26.8B. Total deposits are BDT302.2B, and total loans are BDT285.9B.
Key information
15.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ৳302.23b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ৳8.22b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MERCANBANK's Assets to Equity ratio (15.3x) is moderate.
Allowance for Bad Loans: MERCANBANK has a low allowance for bad loans (80%).
Low Risk Liabilities: 79% of MERCANBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MERCANBANK has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: MERCANBANK's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: MERCANBANK has a high level of bad loans (6.6%).