Al-Arafah Islami Bank PLC.

DSE:ALARABANK Stock Report

Market Cap: ৳22.7b

Al-Arafah Islami Bank Past Earnings Performance

Past criteria checks 1/6

Al-Arafah Islami Bank's earnings have been declining at an average annual rate of -5.4%, while the Banks industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 7.4% per year. Al-Arafah Islami Bank's return on equity is 6.7%, and it has net margins of 11.6%.

Key information

-5.4%

Earnings growth rate

-5.4%

EPS growth rate

Banks Industry Growth8.5%
Revenue growth rate7.4%
Return on equity6.7%
Net Margin11.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Al-Arafah Islami Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:ALARABANK Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2414,9121,7249,6170
30 Jun 2417,0292,6389,0540
31 Mar 2416,3312,3989,1760
31 Dec 2315,1452,3518,6060
30 Sep 2314,0222,0818,0600
30 Jun 2313,0891,6727,8570
31 Mar 2313,4321,7587,7780
31 Dec 2213,4292,0777,3110
30 Sep 2212,9811,7317,3690
30 Jun 2213,1642,0987,2330
31 Mar 2212,6012,3396,6640
31 Dec 2111,9682,0886,4470
30 Sep 2111,6912,7706,0020
30 Jun 2111,4602,9025,8400
31 Mar 2110,9192,3016,0570
31 Dec 2011,5422,5656,1800
30 Sep 2012,9643,6076,3250
30 Jun 2012,1152,7836,2550
31 Mar 2011,6842,4965,9130
31 Dec 1911,3772,4245,7870
30 Sep 1910,7211,9345,8260
30 Jun 1911,2262,5455,8490
31 Mar 1910,4482,5075,6400
31 Dec 1810,2952,4505,5690
30 Sep 189,3062,1165,1980
30 Jun 189,8322,3895,2550
31 Mar 1810,7402,8394,9770
31 Dec 1710,9093,1354,7260
30 Sep 1711,3073,1364,6030
30 Jun 1710,9593,1144,2290
31 Mar 1710,1822,7934,0970
31 Dec 1610,1163,0533,7170
30 Sep 169,4862,8533,6070
30 Jun 168,8482,6593,4520
31 Mar 169,1013,0133,2390
31 Dec 158,2142,2353,2490
30 Sep 158,0892,2173,1890
30 Jun 157,4621,6092,9800
31 Mar 157,6681,7813,0470
31 Dec 147,7512,0822,8650
30 Sep 147,3471,6332,7320
30 Jun 148,0722,5412,4650
31 Mar 147,2952,1942,3290
31 Dec 137,0292,0502,3420

Quality Earnings: ALARABANK has high quality earnings.

Growing Profit Margin: ALARABANK's current net profit margins (11.6%) are lower than last year (14.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ALARABANK's earnings have declined by 5.4% per year over the past 5 years.

Accelerating Growth: ALARABANK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: ALARABANK had negative earnings growth (-17.2%) over the past year, making it difficult to compare to the Banks industry average (11%).

Return on Equity

High ROE: ALARABANK's Return on Equity (6.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 09:29
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Al-Arafah Islami Bank PLC. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution