company background image
BCT

Bendigo TelcoNSX:BCT Stock Report

Market Cap

AU$9.3m

7D

0%

1Y

n/a

Updated

20 Oct, 2021

Data

Company Financials
BCT fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends2/6

BCT Overview

Bendigo Telco Limited provides various telecommunications services to the enterprise, business, and consumer customers in Australia.

Price History & Performance

Summary of all time highs, changes and price drops for Bendigo Telco
Historical stock prices
Current Share PriceAU$1.20
52 Week HighAU$1.00
52 Week LowAU$1.40
Beta0.17
1 Month Change0%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Change-40.00%
Change since IPO-41.46%

Recent News & Updates

Shareholder Returns

BCTAU Wireless TelecomAU Market
7D0%0.5%1.7%
1Yn/a11.6%20.2%

Return vs Industry: Insufficient data to determine how BCT performed against the Australian Wireless Telecom industry.

Return vs Market: Insufficient data to determine how BCT performed against the Australian Market.

Price Volatility

Is BCT's price volatile compared to industry and market?
BCT volatility
BCT Beta0.17
Industry Beta0.60
Market Beta1

Stable Share Price: Insufficient data to determine BCT's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine BCT's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1999n/aKevin Dolehttps://www.bendigotelco.com.au

Bendigo Telco Limited provides various telecommunications services to the enterprise, business, and consumer customers in Australia. It offers data services, such as flexible internet, business grade NBN, Ethernet, and managed network and firewall; cloud services, including cloud network, backup-as-a-service, and virtual servers; and voice services comprising SIP, inbound, and phone systems. The company also provides broadband, hardware and installation, data center, cloud, and IT services.

Bendigo Telco Fundamentals Summary

How do Bendigo Telco's earnings and revenue compare to its market cap?
BCT fundamental statistics
Market CapAU$9.31m
Earnings (TTM)AU$1.04m
Revenue (TTM)AU$29.72m

9.0x

P/E Ratio

0.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
BCT income statement (TTM)
RevenueAU$29.72m
Cost of RevenueAU$23.33m
Gross ProfitAU$6.39m
ExpensesAU$5.35m
EarningsAU$1.04m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.13
Gross Margin21.49%
Net Profit Margin3.49%
Debt/Equity Ratio29.6%

How did BCT perform over the long term?

See historical performance and comparison

Dividends

11.3%

Current Dividend Yield

101%

Payout Ratio

Valuation

Is Bendigo Telco undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: BCT (A$1.2) is trading below our estimate of fair value (A$7.94)

Significantly Below Fair Value: BCT is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: BCT is good value based on its PE Ratio (9x) compared to the Global Wireless Telecom industry average (18.8x).

PE vs Market: BCT is good value based on its PE Ratio (9x) compared to the Australian market (19.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BCT's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BCT is good value based on its PB Ratio (1.2x) compared to the XX Wireless Telecom industry average (2.2x).


Future Growth

How is Bendigo Telco forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

13.1%

Forecasted Telecom industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bendigo Telco has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Bendigo Telco performed over the past 5 years?

-6.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BCT has high quality earnings.

Growing Profit Margin: BCT's current net profit margins (3.5%) are higher than last year (3.2%).


Past Earnings Growth Analysis

Earnings Trend: BCT's earnings have declined by 6.5% per year over the past 5 years.

Accelerating Growth: BCT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BCT had negative earnings growth (-2.6%) over the past year, making it difficult to compare to the Wireless Telecom industry average (4.7%).


Return on Equity

High ROE: BCT's Return on Equity (13%) is considered low.


Financial Health

How is Bendigo Telco's financial position?


Financial Position Analysis

Short Term Liabilities: BCT's short term assets (A$5.7M) exceed its short term liabilities (A$4.0M).

Long Term Liabilities: BCT's short term assets (A$5.7M) exceed its long term liabilities (A$5.1M).


Debt to Equity History and Analysis

Debt Level: BCT's debt to equity ratio (29.6%) is considered satisfactory.

Reducing Debt: BCT's debt to equity ratio has increased from 0% to 29.6% over the past 5 years.

Debt Coverage: BCT's debt is well covered by operating cash flow (128.9%).

Interest Coverage: BCT's interest payments on its debt are well covered by EBIT (7.5x coverage).


Balance Sheet


Dividend

What is Bendigo Telco current dividend yield, its reliability and sustainability?

11.25%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: BCT's dividend (11.25%) is higher than the bottom 25% of dividend payers in the Australian market (2.27%).

High Dividend: BCT's dividend (11.25%) is in the top 25% of dividend payers in the Australian market (5.33%)


Stability and Growth of Payments

Stable Dividend: BCT has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: BCT has only been paying a dividend for 6 years, and since then payments have fallen.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (101%), BCT's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.6yrs

Average board tenure


CEO

Kevin Dole

0.25

Tenure

AU$257,905

Compensation

Mr. Kevin Dole serves as Head of Technology Solutions and Services at Bendigo and Adelaide Bank. Mr. Dole has been an Managing Director and Executive Director at Bendigo Telco Limited since July 2021 and S...


CEO Compensation Analysis

Compensation vs Market: Kevin's total compensation ($USD192.83K) is below average for companies of similar size in the Australian market ($USD302.06K).

Compensation vs Earnings: Kevin's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


Board Members

Experienced Board: BCT's board of directors are considered experienced (4.6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Bendigo Telco Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Bendigo Telco Limited
  • Ticker: BCT
  • Exchange: NSX
  • Founded: 1999
  • Industry: Wireless Telecommunication Services
  • Sector: Telecom
  • Market Cap: AU$9.309m
  • Shares outstanding: 7.76m
  • Website: https://www.bendigotelco.com.au

Location

  • Bendigo Telco Limited
  • 23 McLaren Street
  • Bendigo
  • Victoria
  • 3550
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/20 07:02
End of Day Share Price2021/08/27 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.