Tyro Payments Limited provides payment solutions to merchants in Australia. More Details
Excellent balance sheet with reasonable growth potential.
Share Price & News
How has Tyro Payments's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TYR is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: TYR's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: TYR underperformed the Australian IT industry which returned 33.1% over the past year.
Return vs Market: TYR underperformed the Australian Market which returned 27% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Tyro Payments's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StInsiders of Tyro Payments Limited (ASX:TYR) would have made a tidy sum after selling AU$12m worth of stock at a high price
2 months ago | Simply Wall StInvestors Who Bought Tyro Payments (ASX:TYR) Shares A Year Ago Are Now Up 15%
5 months ago | Simply Wall StWhen Will Tyro Payments Limited (ASX:TYR) Become Profitable?
Is Tyro Payments undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: TYR (A$4.05) is trading above our estimate of fair value (A$1.31)
Significantly Below Fair Value: TYR is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: TYR is unprofitable, so we can't compare its PE Ratio to the Australian IT industry average.
PE vs Market: TYR is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate TYR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: TYR is overvalued based on its PB Ratio (11.5x) compared to the AU IT industry average (3.4x).
How is Tyro Payments forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TYR is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).
Earnings vs Market: TYR is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: TYR's is expected to become profitable in the next 3 years.
Revenue vs Market: TYR's revenue (18.8% per year) is forecast to grow faster than the Australian market (5.3% per year).
High Growth Revenue: TYR's revenue (18.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TYR's Return on Equity is forecast to be low in 3 years time (7.8%).
How has Tyro Payments performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TYR is currently unprofitable.
Growing Profit Margin: TYR is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: TYR is unprofitable, and losses have increased over the past 5 years at a rate of 22.7% per year.
Accelerating Growth: Unable to compare TYR's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: TYR is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (-11.2%).
Return on Equity
High ROE: TYR has a negative Return on Equity (-16.51%), as it is currently unprofitable.
How is Tyro Payments's financial position?
Financial Position Analysis
Short Term Liabilities: TYR's short term assets (A$137.7M) exceed its short term liabilities (A$122.9M).
Long Term Liabilities: TYR's short term assets (A$137.7M) exceed its long term liabilities (A$92.6M).
Debt to Equity History and Analysis
Debt Level: TYR is debt free.
Reducing Debt: TYR has not had any debt for past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: TYR has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if TYR has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Tyro Payments's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate TYR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate TYR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if TYR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if TYR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TYR's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Robbie Cooke (55 yo)
Mr. Robert Michael Sean Cooke, also known as Robbie, is Chief Executive Officer of Tyro Payments Limited since joining on March 23, 2018 and serves as its Managing Director and Director since October 18, 2...
CEO Compensation Analysis
Compensation vs Market: Robbie's total compensation ($USD1.58M) is about average for companies of similar size in the Australian market ($USD1.28M).
Compensation vs Earnings: Robbie's compensation has been consistent with company performance over the past year.
Experienced Management: TYR's management team is considered experienced (3.7 years average tenure).
Experienced Board: TYR's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: TYR insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.6%.
Tyro Payments Limited's company bio, employee growth, exchange listings and data sources
- Name: Tyro Payments Limited
- Ticker: TYR
- Exchange: ASX
- Founded: 2003
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: AU$2.080b
- Shares outstanding: 513.52m
- Website: https://www.tyro.com
Number of Employees
- Tyro Payments Limited
- 1/155 Clarence Street
- New South Wales
Tyro Payments Limited provides payment solutions to merchants in Australia. The company operates through Payments and Banking segments. It offers electronic funds transfer at point of sale (EFTPOS) solutio...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/18 08:04|
|End of Day Share Price||2021/09/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.