Insurance Australia Group Limited

CHIA:IAG Stock Report

Market Cap: AU$18.7b

Insurance Australia Group Past Earnings Performance

Past criteria checks 2/6

Insurance Australia Group has been growing earnings at an average annual rate of 15.5%, while the Insurance industry saw earnings growing at 17.5% annually. Revenues have been growing at an average rate of 14.6% per year. Insurance Australia Group's return on equity is 14.5%, and it has net margins of 5.6%.

Key information

15.5%

Earnings growth rate

13.9%

EPS growth rate

Insurance Industry Growth4.5%
Revenue growth rate14.6%
Return on equity14.5%
Net Margin5.6%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Insurance Australia Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

CHIA:IAG Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 2415,9948982060
31 Mar 2415,5578212150
31 Dec 239,6987502320
30 Sep 239,2587912310
30 Jun 2314,2398252220
31 Mar 2312,3897452070
31 Dec 2210,5386641910
30 Sep 229,0565061800
30 Jun 227,5743471690
31 Mar 227,7652812250
31 Dec 217,9562142800
30 Sep 217,917-1003330
30 Jun 217,878-4143860
31 Mar 217,633-3593420
31 Dec 207,388-3042980
30 Sep 207,304682460
30 Jun 207,2194391930
31 Dec 197,8568651830
30 Sep 197,8318681880
30 Jun 197,8068711930
31 Dec 187,3666812100
30 Sep 187,7228142470
30 Jun 188,0789472840
31 Dec 178,7301,0513190
30 Sep 178,7119953050
30 Jun 178,6929382900
31 Mar 178,5677672890
31 Dec 168,1666052870
30 Sep 168,1356152860
30 Jun 168,1046252850
31 Mar 168,9166203570
31 Dec 159,7276154280
30 Sep 1510,4256724470
30 Jun 1511,1227284650
31 Mar 1510,8409494010
31 Dec 1410,5571,1703370
30 Sep 1410,0201,2022970
30 Jun 149,4831,2332560
31 Dec 139,1051,0622160

Quality Earnings: IAG has high quality earnings.

Growing Profit Margin: IAG's current net profit margins (5.6%) are lower than last year (5.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IAG's earnings have grown by 15.5% per year over the past 5 years.

Accelerating Growth: IAG's earnings growth over the past year (8.8%) is below its 5-year average (15.5% per year).

Earnings vs Industry: IAG earnings growth over the past year (8.8%) did not outperform the Insurance industry 30.3%.


Return on Equity

High ROE: IAG's Return on Equity (14.5%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies