PSC Insurance Group Limited

ASX:PSI Stock Report

Market Cap: AU$2.3b

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

PSC Insurance Group Balance Sheet Health

Financial Health criteria checks 5/6

PSC Insurance Group has a total shareholder equity of A$495.7M and total debt of A$213.2M, which brings its debt-to-equity ratio to 43%. Its total assets and total liabilities are A$1.2B and A$692.0M respectively. PSC Insurance Group's EBIT is A$80.9M making its interest coverage ratio -197.4. It has cash and short-term investments of A$72.4M.

Key information

43.0%

Debt to equity ratio

AU$213.22m

Debt

Interest coverage ratio-197.4x
CashAU$72.38m
EquityAU$495.67m
Total liabilitiesAU$691.99m
Total assetsAU$1.19b

Recent financial health updates

No updates

Recent updates

PSC Insurance Group's (ASX:PSI) Dividend Will Be A$0.057

Feb 23
PSC Insurance Group's (ASX:PSI) Dividend Will Be A$0.057

Some Shareholders Feeling Restless Over PSC Insurance Group Limited's (ASX:PSI) P/E Ratio

Jan 26
Some Shareholders Feeling Restless Over PSC Insurance Group Limited's (ASX:PSI) P/E Ratio

PSC Insurance Group (ASX:PSI) Is Paying Out A Larger Dividend Than Last Year

Aug 28
PSC Insurance Group (ASX:PSI) Is Paying Out A Larger Dividend Than Last Year

PSC Insurance Group (ASX:PSI) Is Increasing Its Dividend To A$0.075

Sep 02
PSC Insurance Group (ASX:PSI) Is Increasing Its Dividend To A$0.075

Here's Why I Think PSC Insurance Group (ASX:PSI) Might Deserve Your Attention Today

May 31
Here's Why I Think PSC Insurance Group (ASX:PSI) Might Deserve Your Attention Today

PSC Insurance Group's (ASX:PSI) Dividend Will Be Increased To AU$0.065

Sep 08
PSC Insurance Group's (ASX:PSI) Dividend Will Be Increased To AU$0.065

PSC Insurance Group (ASX:PSI) Is Increasing Its Dividend To AU$0.065

Aug 25
PSC Insurance Group (ASX:PSI) Is Increasing Its Dividend To AU$0.065

Are Dividend Investors Getting More Than They Bargained For With PSC Insurance Group Limited's (ASX:PSI) Dividend?

May 07
Are Dividend Investors Getting More Than They Bargained For With PSC Insurance Group Limited's (ASX:PSI) Dividend?

Dividend Investors: Don't Be Too Quick To Buy PSC Insurance Group Limited (ASX:PSI) For Its Upcoming Dividend

Mar 04
Dividend Investors: Don't Be Too Quick To Buy PSC Insurance Group Limited (ASX:PSI) For Its Upcoming Dividend

Did You Participate In Any Of PSC Insurance Group's (ASX:PSI) Fantastic 120% Return ?

Feb 18
Did You Participate In Any Of PSC Insurance Group's (ASX:PSI) Fantastic 120% Return ?

Is PSC Insurance Group Limited (ASX:PSI) A Good Dividend Stock?

Jan 24
Is PSC Insurance Group Limited (ASX:PSI) A Good Dividend Stock?

Is PSC Insurance Group Limited's (ASX:PSI) Shareholder Ownership Skewed Towards Insiders?

Jan 03
Is PSC Insurance Group Limited's (ASX:PSI) Shareholder Ownership Skewed Towards Insiders?

Is PSC Insurance Group Limited's (ASX:PSI) Recent Stock Performance Influenced By Its Financials In Any Way?

Dec 16
Is PSC Insurance Group Limited's (ASX:PSI) Recent Stock Performance Influenced By Its Financials In Any Way?

This Insider Has Just Sold Shares In PSC Insurance Group Limited (ASX:PSI)

Nov 28
This Insider Has Just Sold Shares In PSC Insurance Group Limited (ASX:PSI)

Financial Position Analysis

Short Term Liabilities: PSI's short term assets (A$500.1M) exceed its short term liabilities (A$406.8M).

Long Term Liabilities: PSI's short term assets (A$500.1M) exceed its long term liabilities (A$285.2M).

Debt to Equity History and Analysis

Debt Level: PSI's net debt to equity ratio (28.4%) is considered satisfactory.

Reducing Debt: PSI's debt to equity ratio has increased from 37.8% to 43% over the past 5 years.

Debt Coverage: PSI's debt is well covered by operating cash flow (40%).

Interest Coverage: PSI earns more interest than it pays, so coverage of interest payments is not a concern.

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/10/03 03:40
End of Day Share Price 2024/10/03 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PSC Insurance Group Limited is covered by 8 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Marcus BarnardBell Potter
Kieren ChidgeyJarden Limited
Elizabeth MiliatisJarden Limited