Solvar Limited

CHIA:SVR Stock Report

Market Cap: AU$278.1m

Solvar Valuation

Is SVR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SVR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SVR (A$1.36) is trading below our estimate of fair value (A$3.06)

Significantly Below Fair Value: SVR is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SVR?

Key metric: As SVR is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SVR. This is calculated by dividing SVR's market cap by their current earnings.
What is SVR's PE Ratio?
PE Ratio16.3x
EarningsAU$17.04m
Market CapAU$278.06m

Price to Earnings Ratio vs Peers

How does SVR's PE Ratio compare to its peers?

The above table shows the PE ratio for SVR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.7x
CCV Cash Converters International
8.4x23.0%AU$146.7m
FPR FleetPartners Group
9.5x-5.4%AU$736.1m
FSA FSA Group
13.2xn/aAU$97.1m
CCP Credit Corp Group
23.8x14.1%AU$1.2b
SVR Solvar
16.3x22.0%AU$278.1m

Price-To-Earnings vs Peers: SVR is expensive based on its Price-To-Earnings Ratio (16.3x) compared to the peer average (13.7x).

Price to Earnings Ratio vs Industry

How does SVR's PE Ratio compare vs other companies in the Global Consumer Finance Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
SVR 16.3xIndustry Avg. 13.5xNo. of Companies41PE01020304050+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: SVR is expensive based on its Price-To-Earnings Ratio (16.3x) compared to the Global Consumer Finance industry average (13.5x).

Price to Earnings Ratio vs Fair Ratio

What is SVR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SVR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio16.3x
Fair PE Ratio17.5x

Price-To-Earnings vs Fair Ratio: SVR is good value based on its Price-To-Earnings Ratio (16.3x) compared to the estimated Fair Price-To-Earnings Ratio (17.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst SVR forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentAU$1.36
AU$1.54
+13.5%
7.2%AU$1.70AU$1.45n/a3
Nov ’25AU$1.28
AU$1.39
+9.3%
5.9%AU$1.50AU$1.30n/a3
Oct ’25AU$1.33
AU$1.39
+5.2%
5.9%AU$1.50AU$1.30n/a3
Sep ’25AU$1.28
AU$1.39
+8.9%
5.9%AU$1.50AU$1.30n/a3
Aug ’25AU$1.10
AU$1.27
+15.5%
20.3%AU$1.50AU$0.91n/a3
Jul ’25AU$1.08
AU$1.29
+19.7%
21.2%AU$1.55AU$0.91n/a3
Jun ’25AU$0.94
AU$1.23
+31.6%
26.0%AU$1.55AU$0.91n/a2
May ’25AU$0.96
AU$1.23
+27.5%
26.0%AU$1.55AU$0.91n/a2
Apr ’25AU$1.07
AU$1.23
+15.5%
26.0%AU$1.55AU$0.91n/a2
Mar ’25AU$1.14
AU$1.31
+14.9%
18.3%AU$1.55AU$1.07n/a2
Feb ’25AU$1.16
AU$1.32
+14.3%
17.4%AU$1.55AU$1.09n/a2
Jan ’25AU$1.31
AU$1.32
+1.1%
17.4%AU$1.55AU$1.09n/a2
Dec ’24AU$1.05
AU$1.32
+25.7%
17.4%AU$1.55AU$1.09n/a2
Nov ’24AU$1.09
AU$1.32
+21.7%
17.4%AU$1.55AU$1.09AU$1.282
Oct ’24AU$1.05
AU$1.32
+26.3%
17.4%AU$1.55AU$1.09AU$1.332
Sep ’24AU$1.13
AU$1.73
+53.4%
35.0%AU$2.54AU$1.09AU$1.283
Aug ’24AU$1.73
AU$2.62
+51.6%
11.3%AU$3.01AU$2.30AU$1.103
Jul ’24AU$1.55
AU$2.62
+69.3%
11.3%AU$3.01AU$2.30AU$1.083
Jun ’24AU$1.64
AU$2.75
+67.6%
7.1%AU$3.01AU$2.54AU$0.943
May ’24AU$1.89
AU$2.79
+47.8%
5.8%AU$3.01AU$2.65AU$0.963
Apr ’24AU$1.75
AU$2.79
+59.2%
5.8%AU$3.01AU$2.65AU$1.073
Mar ’24AU$1.86
AU$3.02
+62.4%
14.3%AU$3.73AU$2.65AU$1.144
Feb ’24AU$2.03
AU$3.09
+52.3%
12.9%AU$3.73AU$2.65AU$1.164
Jan ’24AU$1.82
AU$3.09
+69.9%
12.9%AU$3.73AU$2.65AU$1.314
Dec ’23AU$1.89
AU$3.09
+64.0%
12.9%AU$3.73AU$2.65AU$1.054
Nov ’23AU$1.97
AU$3.19
+62.3%
11.1%AU$3.73AU$2.85AU$1.094

Analyst Forecast: Target price is less than 20% higher than the current share price.

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