Pepper Money Balance Sheet Health
Financial Health criteria checks 3/6
Pepper Money has a total shareholder equity of A$859.4M and total debt of A$17.5B, which brings its debt-to-equity ratio to 2037.8%. Its total assets and total liabilities are A$18.5B and A$17.7B respectively.
Key information
2,037.8%
Debt to equity ratio
AU$17.51b
Debt
| Interest coverage ratio | n/a |
| Cash | AU$1.19b |
| Equity | AU$859.40m |
| Total liabilities | AU$17.66b |
| Total assets | AU$18.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: PPM's short term assets (A$18.3B) exceed its short term liabilities (A$18.0M).
Long Term Liabilities: PPM's short term assets (A$18.3B) exceed its long term liabilities (A$17.6B).
Debt to Equity History and Analysis
Debt Level: PPM's net debt to equity ratio (1899.6%) is considered high.
Reducing Debt: PPM's debt to equity ratio has reduced from 2263.8% to 2037.8% over the past 5 years.
Debt Coverage: PPM's debt is not well covered by operating cash flow (7%).
Interest Coverage: Insufficient data to determine if PPM's interest payments on its debt are well covered by EBIT.