Insignia Financial (CHIA:IFL) - Stock Price, News & Analysis

IFL Stock Overview

Insignia Financial Ltd. provides financial advice, platforms, and asset management services in Australia.

IFL fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	3/6
Past Performance	0/6
Financial Health	3/6
Dividends	2/6

Rewards

Trading at 48.2% below our estimate of its fair value

Earnings are forecast to grow 56.01% per year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 8.09% is not well covered by earnings or cash flows

Insignia Financial Ltd. Competitors

Australian United Investment

ASX:AUI

AU$1.3b

Pinnacle Investment Management Group

ASX:PNI

AU$2.2b

BKI Investment

ASX:BKI

AU$1.4b

Diversified United Investment

ASX:DUI

AU$1.1b

Price History & Performance

Summary of all time highs, changes and price drops for Insignia Financial
Historical stock prices
Current Share Price	AU$2.39
52 Week High	AU$3.14
52 Week Low	AU$1.97
Beta	1.61
1 Month Change	-2.65%
3 Month Change	9.66%
1 Year Change	-22.06%
3 Year Change	-31.07%
5 Year Change	-63.08%
Change since IPO	-71.51%

Recent updates

Shareholder Returns

	IFL	AU Capital Markets	AU Market
7D	-5.0%	-1.5%	-2.2%
1Y	-22.1%	5.2%	4.5%

Return vs Industry: IFL underperformed the Australian Capital Markets industry which returned 5.2% over the past year.

Return vs Market: IFL underperformed the Australian Market which returned 4.5% over the past year.

Price Volatility

Is IFL's price volatile compared to industry and market?
IFL volatility
IFL Average Weekly Movement	5.7%
Capital Markets Industry Average Movement	4.5%
Market Average Movement	9.0%
10% most volatile stocks in AU Market	17.6%
10% least volatile stocks in AU Market	3.4%

Stable Share Price: IFL has not had significant price volatility in the past 3 months.

Volatility Over Time: IFL's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1846	n/a	Scott Hartley	www.ioof.com.au

Insignia Financial Ltd. provides financial advice, platforms, and asset management services in Australia. The company offers financial services solutions on superannuation and investments to clients including investors, members, employers, and advisers. It also provides financial advisory, various financial products and services, and investment management services on behalf of institutional, retail, and direct clients.

Insignia Financial Ltd. Fundamentals Summary

How do Insignia Financial's earnings and revenue compare to its market cap?
IFL fundamental statistics
Market cap	AU$1.60b
Earnings (TTM)	-AU$42.30m
Revenue (TTM)	AU$1.96b

0.8x

P/S Ratio

-36.3x

P/E Ratio

Is IFL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFL income statement (TTM)
Revenue	AU$1.96b
Cost of Revenue	AU$1.24b
Gross Profit	AU$716.90m
Other Expenses	AU$759.20m
Earnings	-AU$42.30m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 02, 2024

Earnings per share (EPS)	-0.063
Gross Margin	36.66%
Net Profit Margin	-2.16%
Debt/Equity Ratio	38.7%

How did IFL perform over the long term?

See historical performance and comparison

Dividends

8.1%

Current Dividend Yield

-291%

Payout Ratio

IFL Stock Overview

Rewards

Risk Analysis

Insignia Financial Ltd. Competitors

ASX:AUI

AU$1.3b

ASX:PNI

AU$2.2b

ASX:BKI

AU$1.4b

ASX:DUI

AU$1.1b

Price History & Performance

Recent News & Updates

Upcoming dividend of AU$0.093 per share

First half dividend of AU$0.093 announced

First half 2024 earnings released: AU$0.075 loss per share (vs AU$0.005 loss in 1H 2023)

Insignia Financial Ltd. Announces CEO Changes

Insignia Financial Ltd., Annual General Meeting, Nov 21, 2024

WT Financial Group Limited (ASX:WTL) executed a share sale agreement to acquire Millennium3 Financial Services Pty Ltd from Insignia Financial Ltd. (ASX:IFL) for AUD 2 million.

Recent updates

Upcoming dividend of AU$0.093 per share

First half dividend of AU$0.093 announced

First half 2024 earnings released: AU$0.075 loss per share (vs AU$0.005 loss in 1H 2023)

Insignia Financial Ltd. Announces CEO Changes

Insignia Financial Ltd., Annual General Meeting, Nov 21, 2024

WT Financial Group Limited (ASX:WTL) executed a share sale agreement to acquire Millennium3 Financial Services Pty Ltd from Insignia Financial Ltd. (ASX:IFL) for AUD 2 million.

Insignia Financial Ltd. Announces Executive Changes

Insignia Financial Ltd. Announces Renato Mota Steps Down as CEO

Upcoming dividend of AU$0.093 per share at 7.2% yield

Insignia Financial Ltd. Announces Fully Franked Final Ordinary Dividend for Six Month Ended June 30, 2023, Payable on October 3, 2023

New minor risk - Profit margin trend

Australian Unity Limited entered into an agreement to acquire IOOF Ltd. from Insignia Financial Ltd. (ASX:IFL) for AUD 40 million.

Australian Unity Limited entered into an agreement to acquire IOOF Ltd. from Insignia Financial Ltd. (ASX:IFL) for AUD 40 million.

Now 20% undervalued

Now 20% undervalued after recent price drop

Now 21% undervalued after recent price drop

Upcoming dividend of AU$0.10 per share at 7.4% yield

First half 2023 earnings released: AU$0.005 loss per share (vs AU$0.056 profit in 1H 2022)

Senior management team of JANA Investment Advisers Pty Ltd entered into a a binding Share Sale Agreement to acquire 45% stake in JANA Investment Advisers Pty Ltd from Insignia Financial Ltd. (ASX:IFL).

Insignia Financial Ltd. to Report Q2, 2023 Results on Jan 25, 2023

EQT Holdings Limited (ASX:EQT) acquired Australian Executor Trustees Limited from Insignia Financial Ltd. (ASX:IFL).

Insufficient new directors

Prospective Buyers Reportedly Eye Off Embattled Bravura

Insufficient new directors

Insignia Financial Ltd. Announces Executive Appointments

Insignia Financial Ltd. Announces Executive Appointments

Upcoming dividend of AU$0.12 per share

Full year 2022 earnings released: EPS: AU$0.042 (vs AU$0.26 loss in FY 2021)

Insignia Financial Ltd. Announces Second Half 2022 Fully Franked Final Ordinary Dividend, Payable on 29 September 2022

EQT Holdings Limited (ASX:EQT) agreed to acquire Australian Executor Trustees Limited from Insignia Financial Ltd. (ASX:IFL) for AUD 135 million.

Upcoming dividend of AU$0.12 per share

First half 2022 earnings: EPS in line with analyst expectations despite revenue beat

Insignia Financial Ltd. Declares Interim Dividend for the Six Months Ended 31 December 2021, Payable on April 1, 2022

Upcoming dividend of AU$0.12 per share

Full year 2021 earnings released: AU$0.24 loss per share (vs AU$0.16 profit in FY 2020)

IOFF Confirms No Sale Process for Antares Capital or Intermede Investment Partners

IOOF Holdings Ltd (ASX:IFL) completed the acquisition of MLC Wealth Management Limited from National Australia Bank Limited (ASX:NAB) for AUD 1.4 billion.

IOOF Likely to Divest Antares as it Assesses MLC Assets

IOOF Holdings Ltd to Report First Half, 2021 Results on Feb 24, 2021

New 90-day low: AU$3.14

Investor sentiment deteriorated over the past week

IOOF Announces Changes to External Platform Arrangements

New 90-day high: AU$3.89

New 90-day low: AU$3.04

Independent Non Executive Director recently bought AU$141k worth of stock

IOOF Holdings Ltd (ASX:IFL) entered into an agreement to acquire MLC Wealth Management Limited from National Australia Bank Limited (ASX:NAB) for AUD 1.4 billion.

IOOF Holdings Ltd has completed a Follow-on Equity Offering in the amount of AUD 1.04 billion.

New 90-day low - AU$3.27

New 90-day low - AU$4.37

New 90-day high - AU$5.43

Shareholder Returns

Price Volatility

About the Company

Insignia Financial Ltd. Fundamentals Summary

0.8x

-36.3x

Earnings & Revenue

Dividends

8.1%