Cash Converters International Limited

CHIA:CCV Stock Report

Market Cap: AU$146.7m

Cash Converters International Valuation

Is CCV undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CCV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CCV (A$0.23) is trading above our estimate of fair value (A$0.15)

Significantly Below Fair Value: CCV is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CCV?

Key metric: As CCV is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CCV. This is calculated by dividing CCV's market cap by their current earnings.
What is CCV's PE Ratio?
PE Ratio8.4x
EarningsAU$17.40m
Market CapAU$146.71m

Price to Earnings Ratio vs Peers

How does CCV's PE Ratio compare to its peers?

The above table shows the PE ratio for CCV vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average10.7x
SVR Solvar
15.6x22.0%AU$261.9m
FSA FSA Group
13.4xn/aAU$98.3m
MME MoneyMe
4.2x4.2%AU$95.4m
FPR FleetPartners Group
9.7x-5.4%AU$750.4m
CCV Cash Converters International
8.4x23.0%AU$146.7m

Price-To-Earnings vs Peers: CCV is good value based on its Price-To-Earnings Ratio (8.4x) compared to the peer average (10.6x).

Price to Earnings Ratio vs Industry

How does CCV's PE Ratio compare vs other companies in the Global Consumer Finance Industry?

7 CompaniesPrice / EarningsEstimated GrowthMarket Cap
CCV 8.4xIndustry Avg. 13.3xNo. of Companies38PE01020304050+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: CCV is good value based on its Price-To-Earnings Ratio (8.4x) compared to the Global Consumer Finance industry average (13.4x).

Price to Earnings Ratio vs Fair Ratio

What is CCV's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CCV PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.4x
Fair PE Ratio16.3x

Price-To-Earnings vs Fair Ratio: CCV is good value based on its Price-To-Earnings Ratio (8.4x) compared to the estimated Fair Price-To-Earnings Ratio (16.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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