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Change Financial LimitedCHIA:CCA Stock Report

Market Cap AU$55.2m
Share Price
AU$0.079
My Fair Value
AU$0.13
40.3% undervalued intrinsic discount
1Y8.2%
7D1.3%
Portfolio Value
View

Change Financial Limited

CHIA:CCA Stock Report

Market Cap: AU$55.2m

Change Financial (CCA) Stock Overview

Develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally. More details

CCA fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance0/6
Financial Health6/6
Dividends0/6

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Change Financial Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Change Financial
Historical stock prices
Current Share PriceAU$0.079
52 Week HighAU$0.096
52 Week LowAU$0.048
Beta0.20
1 Month Change-9.20%
3 Month Change17.91%
1 Year Change8.22%
3 Year Change33.90%
5 Year Change-41.48%
Change since IPO-86.72%

Recent News & Updates

Recent updates

Shareholder Returns

CCAAU Diversified FinancialAU Market
7D1.3%1.2%2.3%
1Y8.2%17.5%10.1%

Return vs Industry: CCA underperformed the Australian Diversified Financial industry which returned 17.5% over the past year.

Return vs Market: CCA underperformed the Australian Market which returned 10.1% over the past year.

Price Volatility

Is CCA's price volatile compared to industry and market?
CCA volatility
CCA Average Weekly Movement13.2%
Diversified Financial Industry Average Movement5.9%
Market Average Movement9.2%
10% most volatile stocks in AU Market19.7%
10% least volatile stocks in AU Market3.4%

Stable Share Price: CCA has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: CCA's weekly volatility (13%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
201185Tony Sheehanchangefinancial.com

Change Financial Limited develops and commercializes payments management platform and payment testing solutions in South East Asia, Oceania, Latin America, the United States, and internationally. It offers Vertexon Payments as a Service (PaaS), a physical, digital, and virtual card issuing and transaction processing platform; and PaySim, a payment testing and certification solution. The company was formerly known as ChimpChange Limited and changed its name to Change Financial Limited in July 2017.

Change Financial Limited Fundamentals Summary

How do Change Financial's earnings and revenue compare to its market cap?
CCA fundamental statistics
Market capAU$55.24m
Earnings (TTM)-AU$1.29m
Revenue (TTM)AU$22.74m
2.4x
P/S Ratio
-42.9x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CCA income statement (TTM)
RevenueUS$15.02m
Cost of RevenueUS$10.93m
Gross ProfitUS$4.09m
Other ExpensesUS$4.94m
Earnings-US$849.48k

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-0.0012
Gross Margin27.20%
Net Profit Margin-5.66%
Debt/Equity Ratio0%

How did CCA perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 05:47
End of Day Share Price 2025/10/02 00:00
Earnings2025/06/30
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Change Financial Limited is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ian MunroCCZ Equities Pty Limited
Glen WellhamMST Financial Services Pty Limited
Lafitani SotiriouMST Financial Services Pty Limited