Australian Finance Group Limited

CHIA:AFG Stock Report

Market Cap: AU$419.7m

Australian Finance Group Past Earnings Performance

Past criteria checks 1/6

Australian Finance Group's earnings have been declining at an average annual rate of -4.1%, while the Diversified Financial industry saw earnings growing at 12.3% annually. Revenues have been growing at an average rate of 11.8% per year. Australian Finance Group's return on equity is 14.7%, and it has net margins of 2.7%.

Key information

-4.1%

Earnings growth rate

-8.9%

EPS growth rate

Diversified Financial Industry Growth13.4%
Revenue growth rate11.8%
Return on equity14.7%
Net Margin2.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Australian Finance Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

CHIA:AFG Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 241,07229160
31 Mar 241,05329160
31 Dec 231,03530170
30 Sep 231,01834180
30 Jun 231,00037190
31 Mar 2399134200
31 Dec 2298231210
30 Sep 2295535180
30 Jun 2292839160
31 Mar 2289448140
31 Dec 2185956120
30 Sep 2180354110
30 Jun 2174751110
31 Mar 2172648100
31 Dec 207054590
30 Sep 2068841100
30 Jun 2067238110
31 Mar 2066336110
31 Dec 1965335110
30 Sep 1964834110
30 Jun 1964333120
31 Mar 1962833110
31 Dec 1861333110
30 Sep 1860833100
30 Jun 186033380
31 Mar 186073890
31 Dec 176114290
30 Sep 1759941100
30 Jun 1758639100
31 Mar 1755632100
31 Dec 165272490
30 Sep 165282390
30 Jun 1652923100
31 Dec 1554018100
30 Sep 155261790
30 Jun 155111590
30 Jun 144401780

Quality Earnings: AFG has high quality earnings.

Growing Profit Margin: AFG's current net profit margins (2.7%) are lower than last year (3.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AFG's earnings have declined by 4.1% per year over the past 5 years.

Accelerating Growth: AFG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: AFG had negative earnings growth (-22.3%) over the past year, making it difficult to compare to the Diversified Financial industry average (-18.4%).


Return on Equity

High ROE: AFG's Return on Equity (14.7%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 09:34
End of Day Share Price 2025/01/08 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Australian Finance Group Limited is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Thomas StrongCitigroup Inc
Thomas StrongCitigroup Inc
Tim LawsonMacquarie Research