Pioneer Credit Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

ASX:PNC Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Role	Shares	Max Price
20 Mar 25	BuyAU$721,589	Samuel Terry Asset Management Pty Ltd	Company		1,803,973	AU$0.40
12 Dec 24	BuyAU$174,000	NGE Capital Limited	Company		300,000	AU$0.58

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of PNC?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	15,159,499	9.5%
Individual Insiders	31,052,451	19.5%
Institutions	43,820,555	27.5%
General Public	69,537,953	43.6%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 56.42% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
16.7%	Samuel Terry Asset Management Pty Ltd	26,718,443	AU$17.8m	0%	4.86%
10.8%	Keith John	17,222,934	AU$11.5m	-0.14%	no data
6.83%	Jamplat Pty Limited	10,900,000	AU$7.2m	0.75%	no data
5.54%	Nomura Holdings, Inc.	8,842,718	AU$5.9m	0%	0.01%
4.7%	NGE Capital Limited	7,496,780	AU$5.0m	0%	17.45%
1.8%	David Birrell	2,865,808	AU$1.9m	0%	no data
1.53%	Barry Hartnett	2,440,870	AU$1.6m	0%	no data
1.32%	Irwin Klotz	2,100,000	AU$1.4m	0%	no data
0.81%	ZLT Investment Co Pty Ltd	1,300,000	AU$864.5k	0%	no data
0.75%	Wallbay Proprietary Limited	1,200,000	AU$798.0k	0%	no data
0.62%	Lachlan 11 Holdings Pty Ltd	990,000	AU$658.4k	7.24%	no data
0.55%	Paul Bailey	872,856	AU$580.4k	0%	no data
0.54%	Susan Symmons	856,404	AU$569.5k	0%	no data
0.51%	Allan Hart	809,539	AU$538.3k	-10.4%	no data
0.49%	Lilian Warmbrand	781,382	AU$519.6k	-34.3%	no data
0.48%	Dbrs Pty. Ltd.	769,499	AU$511.7k	0%	no data
0.48%	Netwealth Investments Ltd.	762,614	AU$507.1k	0%	no data
0.42%	Sunny Yang	668,279	AU$444.4k	12%	no data
0.42%	Connie Yang	668,279	AU$444.4k	12%	no data
0.27%	Darren John	423,505	AU$281.6k	0%	no data
0.27%	Melissa John	423,505	AU$281.6k	0%	no data
0.25%	Andrea Hoskins	397,727	AU$264.5k	0%	no data
0.14%	Peter Hall	225,000	AU$149.6k	0%	no data
0.13%	Stephen Targett	211,363	AU$140.6k	0%	no data
0.053%	Andrew Whitechurch	85,000	AU$56.5k	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/11 22:15
End of Day Share Price	2025/12/11 00:00
Earnings	2025/06/30
Annual Earnings	2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pioneer Credit Limited is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Lafitani Sotiriou	Bell Potter
Lachlan Woods	Canaccord Genuity
null null	Lodge Partners Pty Ltd.