Insignia Financial Ltd.

ASX:IFL Stock Report

Market Cap: AU$2.1b

Insignia Financial Valuation

Is IFL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of IFL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: IFL (A$3.09) is trading below our estimate of fair value (A$6.23)

Significantly Below Fair Value: IFL is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for IFL?

Other financial metrics that can be useful for relative valuation.

IFL key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1.3x
Enterprise Value/EBITDA20x
PEG Ration/a

Price to Sales Ratio vs Peers

How does IFL's PS Ratio compare to its peers?

The above table shows the PS ratio for IFL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average17.6x
BKI BKI Investment
20.7xn/aAU$1.4b
PPT Perpetual
1.7x2.4%AU$2.3b
AUI Australian United Investment
23.7xn/aAU$1.4b
DUI Diversified United Investment
24.5xn/aAU$1.1b
IFL Insignia Financial
1.1x-6.1%AU$2.1b

Price-To-Sales vs Peers: IFL is good value based on its Price-To-Sales Ratio (1.1x) compared to the peer average (17.6x).

Price to Earnings Ratio vs Industry

How does IFL's PE Ratio compare vs other companies in the AU Capital Markets Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a11.8%
 n/an/an/a
No. of CompaniesPS048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a11.8%
 n/an/an/a
No more companies

Price-To-Sales vs Industry: IFL is good value based on its Price-To-Sales Ratio (1.1x) compared to the Australian Capital Markets industry average (5.8x).

Price to Sales Ratio vs Fair Ratio

What is IFL's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

IFL PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.1x
Fair PS Ratio2.2x

Price-To-Sales vs Fair Ratio: IFL is good value based on its Price-To-Sales Ratio (1.1x) compared to the estimated Fair Price-To-Sales Ratio (2.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst IFL forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentAU$3.09
AU$2.90
-6.3%
15.9%AU$3.60AU$2.21n/a10
Oct ’25AU$2.62
AU$2.85
+8.6%
15.2%AU$3.60AU$2.21n/a10
Sep ’25AU$2.32
AU$2.92
+26.0%
16.4%AU$3.69AU$2.21n/a11
Aug ’25AU$2.77
AU$2.93
+5.7%
17.7%AU$3.69AU$2.25n/a11
Jul ’25AU$2.24
AU$2.85
+27.2%
18.4%AU$3.69AU$2.20n/a11
Jun ’25AU$2.20
AU$2.85
+29.5%
18.4%AU$3.69AU$2.20n/a11
May ’25AU$2.42
AU$2.91
+20.4%
18.2%AU$3.69AU$2.20n/a10
Apr ’25AU$2.52
AU$2.88
+14.2%
18.3%AU$3.69AU$2.20n/a10
Mar ’25AU$2.44
AU$2.88
+18.0%
18.3%AU$3.69AU$2.20n/a10
Feb ’25AU$2.07
AU$2.58
+24.8%
18.8%AU$3.40AU$2.05n/a9
Jan ’25AU$2.34
AU$2.56
+9.2%
18.8%AU$3.40AU$2.00n/a9
Dec ’24AU$2.10
AU$2.56
+21.7%
18.8%AU$3.40AU$2.00n/a9
Nov ’24AU$2.08
AU$2.56
+22.9%
18.8%AU$3.40AU$2.00n/a9
Oct ’24AU$2.42
AU$3.02
+24.7%
13.8%AU$3.80AU$2.50AU$2.629
Sep ’24AU$2.62
AU$3.27
+24.8%
20.0%AU$4.41AU$2.50AU$2.3211
Aug ’24AU$3.00
AU$3.76
+25.2%
12.7%AU$4.50AU$3.10AU$2.7711
Jul ’24AU$2.82
AU$3.74
+32.6%
11.7%AU$4.41AU$3.15AU$2.2411
Jun ’24AU$2.84
AU$3.74
+31.6%
11.7%AU$4.41AU$3.15AU$2.2011
May ’24AU$3.01
AU$3.74
+24.2%
11.7%AU$4.41AU$3.15AU$2.4211
Apr ’24AU$2.74
AU$3.95
+44.3%
8.8%AU$4.48AU$3.40AU$2.5211
Mar ’24AU$3.26
AU$4.05
+24.1%
12.8%AU$5.30AU$3.40AU$2.4411
Feb ’24AU$3.48
AU$4.03
+15.9%
12.2%AU$5.30AU$3.40AU$2.0711
Jan ’24AU$3.35
AU$3.90
+16.4%
15.1%AU$5.30AU$3.25AU$2.3411
Dec ’23AU$3.30
AU$3.90
+18.2%
15.1%AU$5.30AU$3.25AU$2.1011
Nov ’23AU$3.25
AU$3.98
+22.3%
14.9%AU$5.30AU$3.25AU$2.0810
Oct ’23AU$2.95
AU$4.21
+42.6%
11.0%AU$5.30AU$3.75AU$2.4210

Analyst Forecast: Target price is lower than the current share price.

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