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EP1

E&P Financial GroupASX:EP1 Stock Report

Market Cap

AU$133.0m

7D

9.4%

1Y

-1.7%

Updated

21 Oct, 2021

Data

Company Financials
EP1 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health6/6
Dividends1/6

EP1 Overview

E&P Financial Group Limited engages in financial services business in Australia, the United States, and Hong Kong.

Price History & Performance

Summary of all time highs, changes and price drops for E&P Financial Group
Historical stock prices
Current Share PriceAU$0.58
52 Week HighAU$0.51
52 Week LowAU$0.82
Beta0.68
1 Month Change-6.45%
3 Month Change-15.33%
1 Year Change-1.70%
3 Year Change-68.73%
5 Year Changen/a
Change since IPO-78.60%

Recent News & Updates

Feb 02
How Much Are E&P Financial Group Limited (ASX:EP1) Insiders Taking Off The Table?

How Much Are E&P Financial Group Limited (ASX:EP1) Insiders Taking Off The Table?

We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. The...

Dec 11
What Type Of Shareholders Make Up E&P Financial Group Limited's (ASX:EP1) Share Registry?

What Type Of Shareholders Make Up E&P Financial Group Limited's (ASX:EP1) Share Registry?

If you want to know who really controls E&P Financial Group Limited ( ASX:EP1 ), then you'll have to look at the makeup...

Shareholder Returns

EP1AU Capital MarketsAU Market
7D9.4%2.8%0.7%
1Y-1.7%26.3%21.4%

Return vs Industry: EP1 underperformed the Australian Capital Markets industry which returned 24.9% over the past year.

Return vs Market: EP1 underperformed the Australian Market which returned 21.1% over the past year.

Price Volatility

Is EP1's price volatile compared to industry and market?
EP1 volatility
EP1 Beta0.68
Industry Beta0.99
Market Beta1

Stable Share Price: EP1 is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: EP1's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2015n/aPeter Andersonhttps://www.eap.com.au

E&P Financial Group Limited engages in financial services business in Australia, the United States, and Hong Kong. It operates through three segments: E&P Wealth, E&P Capital, and E&P Funds. The E&P Wealth segment offers financial advice, investment advice, stock broking, private wealth management, private client portfolio administration and reporting, self-managed superannuation fund administration, and legal services to self-managed superannuation trustees, retail clients, wholesale clients and high net worth individuals; and share transaction arrangement and handling services.

E&P Financial Group Fundamentals Summary

How do E&P Financial Group's earnings and revenue compare to its market cap?
EP1 fundamental statistics
Market CapAU$133.04m
Earnings (TTM)-AU$18.83m
Revenue (TTM)AU$196.07m

0.7x

P/S Ratio

-7.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EP1 income statement (TTM)
RevenueAU$196.07m
Cost of RevenueAU$6.83m
Gross ProfitAU$189.24m
ExpensesAU$208.07m
Earnings-AU$18.83m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.082
Gross Margin96.52%
Net Profit Margin-9.61%
Debt/Equity Ratio0%

How did EP1 perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

-24%

Payout Ratio

Valuation

Is E&P Financial Group undervalued compared to its fair value and its price relative to the market?

0.84x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: EP1 (A$0.58) is trading above our estimate of fair value (A$0.29)

Significantly Below Fair Value: EP1 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: EP1 is unprofitable, so we can't compare its PE Ratio to the Australian Capital Markets industry average.

PE vs Market: EP1 is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate EP1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: EP1 is good value based on its PB Ratio (0.8x) compared to the AU Capital Markets industry average (1.4x).


Future Growth

How is E&P Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as E&P Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has E&P Financial Group performed over the past 5 years?

-63.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: EP1 is currently unprofitable.

Growing Profit Margin: EP1 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: EP1 is unprofitable, and losses have increased over the past 5 years at a rate of 63.3% per year.

Accelerating Growth: Unable to compare EP1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: EP1 is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (12.8%).


Return on Equity

High ROE: EP1 has a negative Return on Equity (-11.94%), as it is currently unprofitable.


Financial Health

How is E&P Financial Group's financial position?


Financial Position Analysis

Short Term Liabilities: EP1's short term assets (A$92.6M) exceed its short term liabilities (A$81.1M).

Long Term Liabilities: EP1's short term assets (A$92.6M) exceed its long term liabilities (A$29.6M).


Debt to Equity History and Analysis

Debt Level: EP1 is debt free.

Reducing Debt: EP1 had no debt 5 years ago.

Debt Coverage: EP1 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: EP1 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is E&P Financial Group current dividend yield, its reliability and sustainability?

3.45%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: EP1's dividend (3.45%) is higher than the bottom 25% of dividend payers in the Australian market (2.29%).

High Dividend: EP1's dividend (3.45%) is low compared to the top 25% of dividend payers in the Australian market (5.31%).


Stability and Growth of Payments

Stable Dividend: EP1 has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: EP1 has only been paying a dividend for 3 years, and since then payments have fallen.


Current Payout to Shareholders

Dividend Coverage: EP1 is paying a dividend but the company is unprofitable.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.3yrs

Average management tenure


CEO

Peter Anderson

2.25yrs

Tenure

AU$2,323,816

Compensation

Mr. Peter McKenzie Anderson has been Chief Executive Officer at E&P Financial Group Limited (formerly known as Evans Dixon Limited) since July 9, 2019. He was Independent Non-Executive Director at E&P Fina...


CEO Compensation Analysis

Compensation vs Market: Peter's total compensation ($USD1.74M) is above average for companies of similar size in the Australian market ($USD303.55K).

Compensation vs Earnings: Peter's compensation has increased whilst the company is unprofitable.


Leadership Team

Experienced Management: EP1's management team is considered experienced (2.3 years average tenure).


Board Members

Experienced Board: EP1's board of directors are not considered experienced ( 2.6 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

E&P Financial Group Limited's employee growth, exchange listings and data sources


Key Information

  • Name: E&P Financial Group Limited
  • Ticker: EP1
  • Exchange: ASX
  • Founded: 2015
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: AU$133.040m
  • Shares outstanding: 229.38m
  • Website: https://www.eap.com.au

Number of Employees


Location

  • E&P Financial Group Limited
  • 100 Pacific Highway
  • Level 15
  • North Sydney
  • New South Wales
  • 2060
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/21 18:21
End of Day Share Price2021/10/21 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.