Credit Intelligence Valuation

Is CI1 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CI1 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CI1 (A$0.11) is trading below our estimate of fair value (A$0.14)

Significantly Below Fair Value: CI1 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CI1?

Key metric: As CI1 is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for CI1. This is calculated by dividing CI1's market cap by their current revenue.
What is CI1's PS Ratio?
PS Ratio	0.7x
Sales	AU$14.48m
Market Cap	AU$9.68m

CI1 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.7x
Enterprise Value/EBITDA	-8x
PEG Ratio	n/a

Price to Sales Ratio vs Peers

How does CI1's PS Ratio compare to its peers?

The above table shows the PS ratio for CI1 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PS	Estimated Growth	Market Cap
Peer Average	3.1x
OPN Openn Negotiation	11.3x	n/a	AU$6.8m
STG Straker	0.6x	-1.8%	AU$26.1m
MIL Millennium Services Group	0.2x	6.1%	AU$54.0m
AVD AVADA Group	0.2x	n/a	AU$41.6m
CI1 Credit Intelligence	0.7x	n/a	AU$9.7m

Price-To-Sales vs Peers: CI1 is good value based on its Price-To-Sales Ratio (0.7x) compared to the peer average (3.1x).

Price to Sales Ratio vs Industry

How does CI1's PS Ratio compare vs other companies in the AU Commercial Services Industry?

6 Companies	Price / Sales	Estimated Growth	Market Cap
BSA BSA	0.3x	8.7%	US$49.70m
MIL Millennium Services Group	0.2x	6.1%	US$35.72m
AVD AVADA Group	0.2x	n/a	US$27.02m
SSH SSH Group	0.1x	n/a	US$3.81m

6 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Sales vs Industry: CI1 is good value based on its Price-To-Sales Ratio (0.7x) compared to the Australian Commercial Services industry average (1.6x).

Price to Sales Ratio vs Fair Ratio

What is CI1's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CI1 PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio	0.7x
Fair PS Ratio	n/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate CI1's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.