MyState has been growing earnings at an average annual rate of 3%, while the Banks industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 8.1% per year. MyState's return on equity is 6.3%, and it has net margins of 20.2%.
Key information
2.97%
Earnings growth rate
-5.55%
EPS growth rate
Banks Industry Growth
7.90%
Revenue growth rate
8.14%
Return on equity
6.31%
Net Margin
20.17%
Next Earnings Update
25 Aug 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How MyState makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
CHIA:MYS Revenue, expenses and earnings (AUD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Dec 25
233
47
152
0
30 Sep 25
209
41
138
0
30 Jun 25
186
36
123
0
31 Mar 25
170
35
112
0
31 Dec 24
154
34
101
0
30 Sep 24
153
35
99
0
30 Jun 24
151
35
98
0
31 Mar 24
152
36
97
0
31 Dec 23
152
36
97
0
30 Sep 23
155
37
98
0
30 Jun 23
158
39
99
0
31 Mar 23
154
37
98
0
31 Dec 22
150
35
96
0
30 Sep 22
146
34
94
0
30 Jun 22
141
32
93
0
31 Mar 22
142
34
91
0
31 Dec 21
143
36
89
0
30 Sep 21
141
36
86
0
30 Jun 21
140
36
82
0
31 Mar 21
135
34
81
0
31 Dec 20
130
32
80
0
30 Sep 20
127
31
79
0
30 Jun 20
124
30
78
0
31 Dec 19
124
31
77
0
30 Sep 19
122
30
76
0
30 Jun 19
121
30
75
0
31 Dec 18
118
30
72
0
30 Sep 18
119
31
73
0
30 Jun 18
120
31
73
0
31 Mar 18
125
31
78
0
31 Dec 17
125
31
78
0
30 Sep 17
125
30
79
0
30 Jun 17
124
30
80
0
31 Mar 17
124
29
79
0
31 Dec 16
124
28
79
0
30 Sep 16
123
28
78
0
30 Jun 16
122
28
77
0
31 Mar 16
124
31
77
0
31 Dec 15
125
33
76
0
30 Sep 15
125
33
76
0
30 Jun 15
125
33
76
0
Quality Earnings: MYS has high quality earnings.
Growing Profit Margin: MYS's current net profit margins (20.2%) are lower than last year (21.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MYS's earnings have grown by 3% per year over the past 5 years.
Accelerating Growth: MYS's earnings growth over the past year (39.1%) exceeds its 5-year average (3% per year).
Earnings vs Industry: MYS earnings growth over the past year (39.1%) exceeded the Banks industry -11.7%.
Return on Equity
High ROE: MYS's Return on Equity (6.3%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/30 06:09
End of Day Share Price
2026/05/29 00:00
Earnings
2025/12/31
Annual Earnings
2025/06/30
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MyState Limited is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.