Bendigo and Adelaide Bank Balance Sheet Health
Financial Health criteria checks 6/6
Bendigo and Adelaide Bank has total assets of A$98.2B and total equity of A$7.0B. Total deposits are A$79.0B, and total loans are A$80.6B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.07% of total loans. Cash and short-term investments are A$2.5B.
Key information
14x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | AU$78.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.07% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | AU$2.47b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BEN's Assets to Equity ratio (14x) is moderate.
Allowance for Bad Loans: BEN has a sufficient allowance for bad loans (494%).
Low Risk Liabilities: 87% of BEN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BEN has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: BEN's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: BEN has an appropriate level of bad loans (0.1%).