We’ve recently updated our valuation analysis.

N1 Holdings Valuation

Is N1H undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for N1H?

Other financial metrics that can be useful for relative valuation.

N1H key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue7x
Enterprise Value/EBITDA12.6x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does N1H's PE Ratio compare to its peers?

The above table shows the PE ratio for N1H vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average10.2x
ABA Auswide Bank
10.2xn/aAU$266.3m
RMC Resimac Group
4.1x-0.2%AU$414.4m
AFG Australian Finance Group
12.6x6.4%AU$489.2m
MYS MyState
14x10.2%AU$447.1m
N1H N1 Holdings
14.8xn/aAU$16.3m

Price-To-Earnings vs Peers: N1H is expensive based on its Price-To-Earnings Ratio (14.8x) compared to the peer average (10.2x).


Price to Earnings Ratio vs Industry

How does N1H's PE Ratio compare vs other companies in the Global Mortgage Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a8.4%
n/an/an/a

Price-To-Earnings vs Industry: N1H is expensive based on its Price-To-Earnings Ratio (14.8x) compared to the Global Mortgage industry average (11.4x)


Price to Earnings Ratio vs Fair Ratio

What is N1H's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

N1H PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate N1H's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of N1H when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: N1H (A$0.19) is trading below our estimate of fair value (A$4.74)

Significantly Below Fair Value: N1H is trading below fair value by more than 20%.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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