Bank of Queensland Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Queensland has total assets of A$103.0B and total equity of A$6.0B. Total deposits are A$76.2B, and total loans are A$80.2B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are A$4.1B.
Key information
17.1x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | AU$76.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | AU$4.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOQPF's Assets to Equity ratio (17.1x) is moderate.
Allowance for Bad Loans: BOQPF has a sufficient allowance for bad loans (307%).
Low Risk Liabilities: 79% of BOQPF's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOQPF has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: BOQPF's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: BOQPF has an appropriate level of bad loans (0.1%).