BSP Financial Group Past Earnings Performance
Past criteria checks 3/6
BSP Financial Group has been growing earnings at an average annual rate of 5.3%, while the Banks industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 6.7% per year. BSP Financial Group's return on equity is 21%, and it has net margins of 33.7%.
Key information
5.3%
Earnings growth rate
5.3%
EPS growth rate
| Banks Industry Growth | 7.9% |
| Revenue growth rate | 6.7% |
| Return on equity | 21.0% |
| Net Margin | 33.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How BSP Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 2,640 | 890 | 0 | 0 |
| 30 Sep 23 | 2,602 | 1,002 | 0 | 0 |
| 30 Jun 23 | 2,559 | 1,111 | 0 | 0 |
| 31 Mar 23 | 2,582 | 1,096 | 0 | 0 |
| 31 Dec 22 | 2,608 | 1,085 | 0 | 0 |
| 30 Sep 22 | 2,625 | 1,054 | 0 | 0 |
| 30 Jun 22 | 2,641 | 1,023 | 0 | 0 |
| 31 Mar 22 | 2,528 | 1,049 | 0 | 0 |
| 31 Dec 21 | 2,415 | 1,075 | 0 | 0 |
| 30 Sep 21 | 2,252 | 974 | 183 | 0 |
| 30 Jun 21 | 2,089 | 874 | 366 | 0 |
| 31 Mar 21 | 2,020 | 840 | 569 | 0 |
| 31 Dec 20 | 1,950 | 806 | 771 | 0 |
| 30 Sep 20 | 1,972 | 822 | 776 | 0 |
| 30 Jun 20 | 1,994 | 837 | 780 | 0 |
| 31 Mar 20 | 2,033 | 864 | 784 | 0 |
| 31 Dec 19 | 2,072 | 890 | 787 | 0 |
| 30 Sep 19 | 2,073 | 876 | 788 | 0 |
| 30 Jun 19 | 2,074 | 861 | 790 | 0 |
| 31 Mar 19 | 2,069 | 852 | 801 | 0 |
| 31 Dec 18 | 2,064 | 844 | 813 | 0 |
| 30 Sep 18 | 2,023 | 824 | 810 | 0 |
| 30 Jun 18 | 1,982 | 804 | 807 | 0 |
| 31 Mar 18 | 1,951 | 781 | 803 | 0 |
| 31 Dec 17 | 1,921 | 757 | 798 | 0 |
| 30 Sep 17 | 1,886 | 735 | 777 | 0 |
| 30 Jun 17 | 1,850 | 713 | 755 | 0 |
| 31 Mar 17 | 1,772 | 678 | 727 | 0 |
| 31 Dec 16 | 1,693 | 643 | 699 | 0 |
| 30 Sep 16 | 1,616 | 605 | 659 | 0 |
| 30 Jun 16 | 1,538 | 566 | 618 | 0 |
| 31 Mar 16 | 1,498 | 549 | 601 | 0 |
| 31 Dec 15 | 1,457 | 532 | 584 | 0 |
| 30 Sep 15 | 1,397 | 522 | 536 | 0 |
| 30 Jun 15 | 1,337 | 512 | 489 | 0 |
| 31 Mar 15 | 1,379 | 510 | 535 | 0 |
| 31 Dec 14 | 1,422 | 507 | 581 | 0 |
| 30 Sep 14 | 1,495 | 501 | 309 | 0 |
| 30 Jun 14 | 1,568 | 495 | 36 | 0 |
| 31 Mar 14 | 1,506 | 466 | 18 | 0 |
| 31 Dec 13 | 1,444 | 437 | 0 | 0 |
| 30 Sep 13 | 1,333 | 423 | 22 | 0 |
Quality Earnings: BFL has high quality earnings.
Growing Profit Margin: BFL's current net profit margins (33.7%) are lower than last year (41.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BFL's earnings have grown by 5.3% per year over the past 5 years.
Accelerating Growth: BFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BFL had negative earnings growth (-17.9%) over the past year, making it difficult to compare to the Banks industry average (-0.8%).
Return on Equity
High ROE: BFL's Return on Equity (21%) is considered high.