BSP Financial Group Limited

ASX:BFL Stock Report

Market Cap: AU$3.2b

BSP Financial Group Past Earnings Performance

Past criteria checks 3/6

BSP Financial Group has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 10.3% annually. Revenues have been growing at an average rate of 7.3% per year. BSP Financial Group's return on equity is 22.8%, and it has net margins of 35.3%.

Key information

4.1%

Earnings growth rate

4.7%

EPS growth rate

Banks Industry Growth7.9%
Revenue growth rate7.3%
Return on equity22.8%
Net Margin35.3%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BSP Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ASX:BFL Revenue, expenses and earnings (PGK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 242,78798400
31 Mar 242,66688500
31 Dec 232,64089000
30 Sep 232,5681,00200
30 Jun 232,5291,11500
31 Mar 232,5991,10500
31 Dec 222,6081,08500
30 Sep 222,6251,05400
30 Jun 222,6411,02300
31 Mar 222,5281,04900
31 Dec 212,4151,07500
30 Sep 212,2529741830
30 Jun 212,0898743660
31 Mar 212,0208405690
31 Dec 201,9508067710
30 Sep 201,9728227760
30 Jun 201,9948377800
31 Mar 202,0338647840
31 Dec 192,0728907870
30 Sep 192,0738767880
30 Jun 192,0748617900
31 Mar 192,0698528010
31 Dec 182,0648448130
30 Sep 182,0238248100
30 Jun 181,9828048070
31 Mar 181,9517818030
31 Dec 171,9217577980
30 Sep 171,8867357770
30 Jun 171,8507137550
31 Mar 171,7726787270
31 Dec 161,6936436990
30 Sep 161,6166056590
30 Jun 161,5385666180
31 Mar 161,4985496010
31 Dec 151,4575325840
30 Sep 151,3975225360
30 Jun 151,3375124890
31 Mar 151,3795105350
31 Dec 141,4225075810
30 Sep 141,4955013090
30 Jun 141,568495360
31 Mar 141,506466180
31 Dec 131,44443700

Quality Earnings: BFL has high quality earnings.

Growing Profit Margin: BFL's current net profit margins (35.3%) are lower than last year (44.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BFL's earnings have grown by 4.1% per year over the past 5 years.

Accelerating Growth: BFL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BFL had negative earnings growth (-11.8%) over the past year, making it difficult to compare to the Banks industry average (-8.2%).

Return on Equity

High ROE: BFL's Return on Equity (22.8%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 22:34
End of Day Share Price 2024/12/30 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BSP Financial Group Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution