Wüstenrot & Württembergische AG

WBAG:WUW Stock Report

Market Cap: €1.3b

Wüstenrot & Württembergische Past Earnings Performance

Past criteria checks 2/6

Wüstenrot & Württembergische's earnings have been declining at an average annual rate of -24.5%, while the Insurance industry saw earnings growing at 9.6% annually. Revenues have been declining at an average rate of 8.3% per year. Wüstenrot & Württembergische's return on equity is 2.8%, and it has net margins of 2.5%.

Key information

-24.52%

Earnings growth rate

-24.57%

EPS growth rate

Insurance Industry Growth7.60%
Revenue growth rate-8.30%
Return on equity2.83%
Net Margin2.47%
Next Earnings Update27 Mar 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Wüstenrot & Württembergische makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

WBAG:WUW Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 255,6301393670
31 Mar 255,489283660
31 Dec 245,382343960
30 Sep 245,528434310
30 Jun 245,268-564380
31 Mar 245,3861264300
31 Dec 235,3001394360
30 Sep 235,0511574470
30 Jun 235,2862714280
31 Mar 234,7552374340
31 Dec 224,5932354200
30 Sep 225,3942945550
30 Jun 225,7313006940
31 Mar 226,9253098240
31 Dec 217,8663519610
30 Sep 217,8422769450
30 Jun 217,8862989350
31 Mar 217,9462899360
31 Dec 207,0652109370
30 Sep 206,7351999560
30 Jun 206,6471799790
31 Mar 206,4911959830
31 Dec 197,4472489950
30 Sep 197,0242601,0080
30 Jun 196,9662741,0140
31 Mar 196,7822351,0240
31 Dec 186,2192141,0120
30 Sep 186,5372151,0140
30 Jun 186,5662181,0040
31 Mar 186,3942451,0000
31 Dec 176,7852579980
30 Sep 177,5902699740
30 Jun 177,0402679830
31 Mar 177,5302409920
31 Dec 167,1832339950
30 Sep 167,6472501,0110
30 Jun 167,4842481,0090
31 Mar 167,3512799940
31 Dec 157,5992701,0160
30 Sep 157,9052451,0210
30 Jun 157,9282491,0240
31 Mar 158,3342351,0410
31 Dec 148,1472331,0190

Quality Earnings: WUW has high quality earnings.

Growing Profit Margin: WUW became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: WUW's earnings have declined by 24.5% per year over the past 5 years.

Accelerating Growth: WUW has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: WUW has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (9.4%).

Return on Equity

High ROE: WUW's Return on Equity (2.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/19 10:38
End of Day Share Price 2025/11/19 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Wüstenrot & Württembergische AG is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Peter EliotBerenberg
Christoph HoffmannMontega AG