The Allstate Corporation

WBAG:ALLS Stock Report

Market Cap: €56.9b

Allstate Valuation

Is ALLS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ALLS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: ALLS (€221.6) is trading below our estimate of future cash flow value (€602.63)

Significantly Below Future Cash Flow Value: ALLS is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ALLS?

Key metric: As ALLS is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ALLS. This is calculated by dividing ALLS's market cap by their current earnings.
What is ALLS's PE Ratio?
PE Ratio5.5x
EarningsUS$12.03b
Market CapUS$64.77b

Price to Earnings Ratio vs Peers

How does ALLS's PE Ratio compare to its peers?

The above table shows the PE ratio for ALLS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14.7x
VIG Vienna Insurance Group
10x9.10%€8.3b
UQA UNIQA Insurance Group
12.4x6.30%€5.4b
TRV Travelers Companies
9.6x-10.66%US$72.1b
8766 Tokio Marine Holdings
26.5x12.01%JP¥14.1t
ALLS Allstate
5.5x-27.77%€64.8b

Price-To-Earnings vs Peers: ALLS is good value based on its Price-To-Earnings Ratio (5.5x) compared to the peer average (14.7x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does ALLS's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
ALLS 5.5xIndustry Avg. 12.7xNo. of Companies13PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ALLS is good value based on its Price-To-Earnings Ratio (5.5x) compared to the European Insurance industry average (12.9x).

Price to Earnings Ratio vs Fair Ratio

What is ALLS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ALLS PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5.5x
Fair PE Ratio6.8x

Price-To-Earnings vs Fair Ratio: ALLS is good value based on its Price-To-Earnings Ratio (5.5x) compared to the estimated Fair Price-To-Earnings Ratio (6.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ALLS forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€221.60
€219.74
-0.84%
10.97%€262.83€154.19n/a22
Jul ’27€212.70
€212.37
-0.15%
9.92%€259.28€154.69n/a22
Jun ’27€178.45
€207.33
+16.18%
10.07%€252.87€150.87n/a22
May ’27€184.35
€205.41
+11.43%
10.23%€251.72€150.18n/a22
Apr ’27€177.05
€208.04
+17.51%
9.65%€242.28€152.84n/a21
Mar ’27€179.70
€203.31
+13.14%
10.61%€238.09€141.50n/a21
Feb ’27€165.65
€196.37
+18.55%
11.39%€243.01€130.22n/a21
Jan ’27€177.35
€200.62
+13.12%
12.00%€254.97€133.43n/a21
Dec ’26€182.55
€204.09
+11.80%
12.02%€258.78€135.43n/a20
Nov ’26€166.20
€200.40
+20.58%
11.78%€248.34€135.38n/a20
Oct ’26€182.65
€195.96
+7.29%
11.07%€234.36€133.80n/a20
Sep ’26€173.60
€196.36
+13.11%
11.44%€235.10€134.22n/a19
Aug ’26€172.30
€198.02
+14.93%
11.91%€237.49€128.68n/a17
Jul ’26€169.80
€195.18
+14.95%
13.55%€245.27€127.78€212.7017
Jun ’26€183.30
€201.67
+10.02%
13.55%€253.42€132.03€178.4517
May ’26€173.80
€199.54
+14.81%
13.39%€253.31€131.97€184.3517
Apr ’26€193.30
€208.93
+8.09%
12.49%€258.61€138.11€177.0517
Mar ’26€189.35
€216.38
+14.27%
13.16%€269.01€133.06€179.7017
Feb ’26€186.50
€215.87
+15.75%
13.83%€269.15€133.13€165.6517
Jan ’26€184.20
€212.37
+15.30%
14.14%€271.21€131.32€177.3517
Dec ’25€196.90
€211.23
+7.28%
14.31%€272.03€131.72€182.5517
Nov ’25€171.00
€195.04
+14.06%
12.72%€251.00€127.35€166.2017
Oct ’25€172.80
€180.30
+4.34%
10.16%€203.06€123.99€182.6518
Sep ’25€169.90
€179.84
+5.85%
10.12%€205.03€117.94€173.6017
Aug ’25€161.85
€177.38
+9.60%
11.54%€209.43€120.47€172.3017
Jul ’25€149.60
€176.58
+18.04%
10.20%€198.94€121.42€169.8017
€216.73
Fair Value
2.2% overvalued intrinsic discount
22
Number of Analysts

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/13 06:02
End of Day Share Price 2026/07/13 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Allstate Corporation is covered by 38 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays