Fiserv Valuation

Is FISV undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FISV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: FISV (€193.28) is trading above our estimate of fair value (€187.98)

Significantly Below Fair Value: FISV is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for FISV?

Other financial metrics that can be useful for relative valuation.

FISV key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue7.2x
Enterprise Value/EBITDA16.5x
PEG Ratio2.1x

Price to Earnings Ratio vs Peers

How does FISV's PE Ratio compare to its peers?

The above table shows the PE ratio for FISV vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average55.7x
PYPL PayPal Holdings
18.4x5.9%US$81.6b
SQ Block
68.2x32.2%US$47.9b
ADYEN Adyen
50.3x19.5%€41.5b
FIS Fidelity National Information Services
85.8x26.5%US$46.5b
FISV Fiserv
38.8x18.7%€120.2b

Price-To-Earnings vs Peers: FISV is good value based on its Price-To-Earnings Ratio (38.8x) compared to the peer average (55.7x).


Price to Earnings Ratio vs Industry

How does FISV's PE Ratio compare vs other companies in the European Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-15.4%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-15.4%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: FISV is expensive based on its Price-To-Earnings Ratio (38.8x) compared to the European Diversified Financial industry average (10.9x).


Price to Earnings Ratio vs Fair Ratio

What is FISV's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FISV PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio39.2x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FISV's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FISV forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€193.28
€201.51
+4.3%
8.5%€224.33€147.10n/a33
Nov ’25€186.18
€201.03
+8.0%
9.1%€225.16€147.65n/a33
Oct ’25€162.92
€165.93
+1.8%
6.3%€183.39€140.03n/a33
Sep ’25€156.74
€161.00
+2.7%
7.9%€179.94€116.96n/a33
Aug ’25€151.34
€164.55
+8.7%
7.7%€185.00€120.25n/a32
Jul ’25€137.88
€159.74
+15.9%
7.6%€185.10€120.32n/a34
Jun ’25€136.36
€158.32
+16.1%
8.5%€184.34€119.82n/a33
May ’25€142.92
€158.44
+10.9%
8.5%€186.96€121.52n/a34
Apr ’25€147.75
€150.73
+2.0%
8.1%€172.24€121.03n/a34
Mar ’25€138.85
€147.47
+6.2%
7.7%€171.70€120.65n/a34
Feb ’25€131.20
€139.69
+6.5%
9.2%€170.00€118.26n/a34
Jan ’25€120.90
€132.36
+9.5%
10.5%€167.98€108.96n/a32
Dec ’24€120.30
€129.37
+7.5%
8.3%€159.71€109.51n/a31
Nov ’24€108.40
€132.92
+22.6%
8.9%€165.60€113.56€186.1832
Oct ’24€107.35
€132.72
+23.6%
8.4%€159.19€103.94€162.9230
Sep ’24€113.50
€130.40
+14.9%
8.1%€156.15€101.95€156.7431
Aug ’24€115.25
€128.32
+11.3%
8.5%€154.79€101.07€151.3432
Jul ’24€114.90
€122.88
+6.9%
7.6%€146.03€101.31€137.8832
Jun ’24€104.35
€121.22
+16.2%
8.3%€145.42€99.98€136.3631
May ’24€108.15
€120.64
+11.5%
8.0%€140.66€99.83€142.9231
Apr ’24€104.36
€116.71
+11.8%
9.7%€141.20€91.69€147.7531
Mar ’24€107.32
€119.75
+11.6%
10.3%€145.18€94.27€138.8532
Feb ’24€97.34
€109.34
+12.3%
11.3%€139.89€87.43€131.2032
Jan ’24€94.22
€114.54
+21.6%
10.3%€144.29€90.18€120.9032
Dec ’23€100.18
€118.68
+18.5%
10.6%€149.13€93.20€120.3032
Nov ’23€104.22
€121.47
+16.5%
10.6%€152.55€95.34€108.4032

Analyst Forecast: Target price is less than 20% higher than the current share price.


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