ING Groep Balance Sheet Health
Financial Health criteria checks 5/6
ING Groep has total assets of €980.3B and total equity of €55.6B. Total deposits are €673.5B, and total loans are €655.6B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are €127.5B.
Key information
17.6x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | €673.53b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €127.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INGA's Assets to Equity ratio (17.6x) is moderate.
Allowance for Bad Loans: INGA has a low allowance for bad loans (48%).
Low Risk Liabilities: 73% of INGA's liabilities are made up of primarily low risk sources of funding.
Loan Level: INGA has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: INGA's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: INGA has an appropriate level of bad loans (1.8%).