Commerzbank AG

WBAG:CBK Stock Report

Market Cap: €18.1b

Commerzbank Past Earnings Performance

Past criteria checks 3/6

Commerzbank has been growing earnings at an average annual rate of 46%, while the Banks industry saw earnings growing at 21.2% annually. Revenues have been growing at an average rate of 6.9% per year. Commerzbank's return on equity is 6.9%, and it has net margins of 21.6%.

Key information

46.0%

Earnings growth rate

46.8%

EPS growth rate

Banks Industry Growth4.6%
Revenue growth rate6.9%
Return on equity6.9%
Net Margin21.6%
Next Earnings Update13 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Commerzbank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

WBAG:CBK Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249,8502,1273750
30 Jun 2410,0392,1693690
31 Mar 249,9882,1973750
31 Dec 239,9152,0303750
30 Sep 239,9052,1113920
30 Jun 239,0221,618-2,4770
31 Mar 238,9381,5273920
31 Dec 228,6681,2453920
30 Sep 228,3551,2443710
30 Jun 228,5081,4023,1070
31 Mar 228,0014553710
31 Dec 218,0032903710
30 Sep 217,567-2,7313860
30 Jun 217,340-3,2773790
31 Mar 217,372-2,4803860
31 Dec 206,561-2,9483860
30 Sep 207,071-2771160
30 Jun 207,479262980
31 Mar 207,6011333030
31 Dec 198,1856033910
30 Sep 198,1238069000
30 Jun 198,0627349000
31 Mar 198,1567764570
31 Dec 188,2538727180
30 Sep 188,0187171,4260
30 Jun 188,3469561,4260
31 Mar 188,149373,1980
01 Jan 188,196325,9000
30 Sep 178,6302365,4360
30 Jun 178,456-5195,4360
31 Mar 178,6783365,7140
31 Dec 168,6642796,3170
30 Sep 168,7252896,4210
30 Jun 168,7348126,4210
31 Mar 168,7909156,3790
31 Dec 159,2351,0846,4710
30 Sep 158,6336326,6670
30 Jun 158,5276226,6670
31 Mar 158,2794048,4210
31 Dec 147,7352666,4030
30 Sep 147,8355896,2400
30 Jun 147,5594396,2400
31 Mar 147,4423796,7980
31 Dec 137,528816,2160

Quality Earnings: CBK has high quality earnings.

Growing Profit Margin: CBK's current net profit margins (21.6%) are higher than last year (21.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CBK's earnings have grown significantly by 46% per year over the past 5 years.

Accelerating Growth: CBK's earnings growth over the past year (0.8%) is below its 5-year average (46% per year).

Earnings vs Industry: CBK earnings growth over the past year (0.8%) did not outperform the Banks industry 13.9%.

Return on Equity

High ROE: CBK's Return on Equity (6.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 15:37
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Commerzbank AG is covered by 50 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christian WeizBaader Helvea Equity Research
Tomasz GrzelakBaader Helvea Equity Research
Jesús Gómez DominguezBanco Santander