Addiko Bank Past Earnings Performance
Past criteria checks 2/6
Addiko Bank has been growing earnings at an average annual rate of 31.1%, while the Banks industry saw earnings growing at 22.3% annually. Revenues have been growing at an average rate of 7.6% per year. Addiko Bank's return on equity is 4.8%, and it has net margins of 15.6%.
Key information
31.11%
Earnings growth rate
29.45%
EPS growth rate
| Banks Industry Growth | 4.57% |
| Revenue growth rate | 7.55% |
| Return on equity | 4.85% |
| Net Margin | 15.57% |
| Next Earnings Update | 05 Mar 2026 |
Recent past performance updates
Recent updates
Digital Expansion Into Romania And Leadership Initiatives In Serbia Will Drive Future Success
Addiko Bank's strategic market entry into Romania and performance boost in Serbia aim to enhance revenue growth and earnings through expanded lending and leadership initiatives.What Kind Of Shareholders Own Addiko Bank AG (VIE:ADKO)?
Jan 11
Revenue & Expenses Breakdown
How Addiko Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 25 | 276 | 43 | 197 | 0 |
| 30 Jun 25 | 275 | 44 | 193 | 0 |
| 31 Mar 25 | 278 | 44 | 194 | 0 |
| 31 Dec 24 | 277 | 45 | 192 | 0 |
| 30 Sep 24 | 281 | 49 | 190 | 0 |
| 30 Jun 24 | 287 | 47 | 189 | 0 |
| 31 Mar 24 | 286 | 47 | 182 | 0 |
| 31 Dec 23 | 277 | 41 | 179 | 0 |
| 30 Sep 23 | 266 | 36 | 130 | 0 |
| 30 Jun 23 | 250 | 33 | 172 | 0 |
| 31 Mar 23 | 235 | 29 | 170 | 0 |
| 31 Dec 22 | 229 | 26 | 168 | 0 |
| 30 Sep 22 | 228 | 24 | 167 | 0 |
| 30 Jun 22 | 224 | 20 | 167 | 0 |
| 31 Mar 22 | 225 | 15 | 167 | 0 |
| 31 Dec 21 | 222 | 14 | 170 | 0 |
| 30 Sep 21 | 212 | 17 | 171 | 0 |
| 30 Jun 21 | 212 | 20 | 172 | 0 |
| 31 Mar 21 | 198 | 15 | 169 | 0 |
| 31 Dec 20 | 192 | 1 | 169 | 0 |
| 30 Sep 20 | 228 | 5 | 170 | 0 |
| 30 Jun 20 | 229 | 3 | 175 | 0 |
| 31 Mar 20 | 232 | 17 | 181 | 0 |
| 31 Dec 19 | 265 | 35 | 188 | 0 |
| 30 Sep 19 | 229 | 31 | 187 | 0 |
| 30 Jun 19 | 230 | 32 | 187 | 0 |
| 31 Mar 19 | 265 | 68 | 186 | 0 |
| 31 Dec 18 | 298 | 104 | 185 | 0 |
| 31 Dec 17 | 213 | 42 | 186 | 0 |
| 31 Dec 16 | 249 | -24 | 209 | 0 |
| 31 Dec 15 | -384 | -675 | 234 | 0 |
| 31 Dec 14 | 130 | -97 | 205 | 0 |
Quality Earnings: ADKO has high quality earnings.
Growing Profit Margin: ADKO's current net profit margins (15.6%) are lower than last year (17.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ADKO's earnings have grown significantly by 31.1% per year over the past 5 years.
Accelerating Growth: ADKO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ADKO had negative earnings growth (-11.7%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: ADKO's Return on Equity (4.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/19 10:46 |
| End of Day Share Price | 2025/11/19 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Addiko Bank AG is covered by 8 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Simon Nellis | Citigroup Inc |
| Mladen Dodig | Erste Group Bank AG |
| Thomas Unger | Erste Group Bank AG |