Addiko Bank Past Earnings Performance
Past criteria checks 3/6
Addiko Bank has been growing earnings at an average annual rate of 19.4%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 4.1% per year. Addiko Bank's return on equity is 5.8%, and it has net margins of 16.4%.
Key information
19.4%
Earnings growth rate
20.2%
EPS growth rate
| Banks Industry Growth | 4.6% |
| Revenue growth rate | 4.1% |
| Return on equity | 5.8% |
| Net Margin | 16.4% |
| Next Earnings Update | 07 Nov 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Addiko Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 287 | 47 | 189 | 0 |
| 31 Mar 24 | 286 | 47 | 182 | 0 |
| 31 Dec 23 | 277 | 41 | 179 | 0 |
| 30 Sep 23 | 266 | 36 | 130 | 0 |
| 30 Jun 23 | 250 | 33 | 172 | 0 |
| 31 Mar 23 | 235 | 29 | 170 | 0 |
| 31 Dec 22 | 229 | 26 | 168 | 0 |
| 30 Sep 22 | 228 | 24 | 167 | 0 |
| 30 Jun 22 | 224 | 20 | 167 | 0 |
| 31 Mar 22 | 225 | 15 | 167 | 0 |
| 31 Dec 21 | 222 | 14 | 170 | 0 |
| 30 Sep 21 | 212 | 17 | 171 | 0 |
| 30 Jun 21 | 212 | 20 | 172 | 0 |
| 31 Mar 21 | 198 | 15 | 169 | 0 |
| 31 Dec 20 | 192 | 1 | 169 | 0 |
| 30 Sep 20 | 228 | 5 | 170 | 0 |
| 30 Jun 20 | 229 | 3 | 175 | 0 |
| 31 Mar 20 | 232 | 17 | 181 | 0 |
| 31 Dec 19 | 265 | 35 | 188 | 0 |
| 30 Sep 19 | 229 | 31 | 187 | 0 |
| 30 Jun 19 | 230 | 32 | 187 | 0 |
| 31 Mar 19 | 265 | 68 | 186 | 0 |
| 31 Dec 18 | 298 | 104 | 185 | 0 |
| 31 Dec 17 | 213 | 42 | 186 | 0 |
| 31 Dec 16 | 249 | -24 | 209 | 0 |
| 31 Dec 15 | -384 | -675 | 234 | 0 |
| 31 Dec 14 | 130 | -97 | 205 | 0 |
| 31 Dec 13 | -78 | -302 | 204 | 0 |
Quality Earnings: ADKO has a large one-off loss of €33.6M impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: ADKO's current net profit margins (16.4%) are higher than last year (13%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ADKO has become profitable over the past 5 years, growing earnings by 19.4% per year.
Accelerating Growth: ADKO's earnings growth over the past year (44.5%) exceeds its 5-year average (19.4% per year).
Earnings vs Industry: ADKO earnings growth over the past year (44.5%) did not outperform the Banks industry 44.5%.
Return on Equity
High ROE: ADKO's Return on Equity (5.8%) is considered low.