Crédit Agricole Past Earnings Performance
Past criteria checks 4/6
Crédit Agricole has been growing earnings at an average annual rate of 10.8%, while the Banks industry saw earnings growing at 10% annually. Revenues have been growing at an average rate of 5.5% per year. Crédit Agricole's return on equity is 9.2%, and it has net margins of 25.1%.
Key information
10.8%
Earnings growth rate
9.4%
EPS growth rate
| Banks Industry Growth | 4.6% |
| Revenue growth rate | 5.5% |
| Return on equity | 9.2% |
| Net Margin | 25.1% |
| Next Earnings Update | 03 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Crédit Agricole makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 23,487 | 5,893 | 1,242 | 0 |
| 30 Sep 23 | 24,455 | 6,496 | 1,237 | 0 |
| 30 Jun 23 | 23,503 | 5,960 | 1,237 | 0 |
| 31 Mar 23 | 22,777 | 5,544 | 1,237 | 0 |
| 31 Dec 22 | 20,760 | 4,773 | 1,167 | 0 |
| 30 Sep 22 | 20,534 | 4,411 | 1,213 | 0 |
| 30 Jun 22 | 20,837 | 4,645 | 1,213 | 0 |
| 31 Mar 22 | 20,960 | 4,997 | 1,213 | 0 |
| 31 Dec 21 | 21,030 | 5,486 | 1,213 | 0 |
| 30 Sep 21 | 20,704 | 4,265 | 1,212 | 0 |
| 30 Jun 21 | 19,986 | 3,994 | 1,212 | 0 |
| 31 Mar 21 | 18,499 | 2,996 | 1,212 | 0 |
| 31 Dec 20 | 17,969 | 2,540 | 1,212 | 0 |
| 30 Sep 20 | 18,012 | 4,001 | 1,098 | 0 |
| 30 Jun 20 | 18,161 | 3,921 | 1,098 | 0 |
| 31 Mar 20 | 18,899 | 4,154 | 1,098 | 0 |
| 31 Dec 19 | 18,950 | 4,295 | 1,098 | 0 |
| 30 Sep 19 | 18,734 | 3,573 | 818 | 0 |
| 30 Jun 19 | 18,623 | 3,627 | 818 | 0 |
| 31 Mar 19 | 18,779 | 3,856 | 818 | 0 |
| 31 Dec 18 | 18,744 | 3,960 | 818 | 0 |
| 30 Sep 18 | 18,334 | 3,365 | 808 | 0 |
| 30 Jun 18 | 18,062 | 3,330 | 808 | 0 |
| 31 Mar 18 | 17,472 | 3,212 | 808 | 0 |
| 01 Jan 18 | 17,218 | 3,175 | 808 | 0 |
| 30 Sep 17 | 17,142 | 3,025 | 749 | 0 |
| 30 Jun 17 | 16,125 | 2,544 | 749 | 0 |
| 31 Mar 17 | 16,058 | 2,369 | 749 | 0 |
| 31 Dec 16 | 15,114 | 1,763 | 749 | 0 |
| 30 Sep 16 | 15,195 | 2,164 | 707 | 0 |
| 30 Jun 16 | 15,217 | 2,352 | 707 | 0 |
| 31 Mar 16 | 14,954 | 1,833 | 707 | 0 |
| 31 Dec 15 | 15,439 | 2,105 | 707 | 0 |
| 30 Sep 15 | 14,650 | 2,135 | 350 | 0 |
| 30 Jun 15 | 14,750 | 2,262 | 350 | 0 |
| 31 Mar 15 | 14,115 | 1,743 | 681 | 0 |
| 31 Dec 14 | 13,698 | 2,128 | 681 | 0 |
| 30 Sep 14 | 13,486 | 2,310 | 1,053 | 0 |
| 30 Jun 14 | 13,298 | 2,056 | 1,053 | 0 |
| 31 Mar 14 | 13,433 | 2,741 | 722 | 0 |
| 31 Dec 13 | 12,886 | 2,454 | 722 | 0 |
| 30 Sep 13 | 12,098 | -1,134 | 773 | 0 |
| 30 Jun 13 | 11,166 | -2,577 | 773 | 0 |
Quality Earnings: ACA has high quality earnings.
Growing Profit Margin: ACA's current net profit margins (25.1%) are higher than last year (23%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ACA's earnings have grown by 10.8% per year over the past 5 years.
Accelerating Growth: ACA's earnings growth over the past year (23.5%) exceeds its 5-year average (10.8% per year).
Earnings vs Industry: ACA earnings growth over the past year (23.5%) did not outperform the Banks industry 59.9%.
Return on Equity
High ROE: ACA's Return on Equity (9.2%) is considered low.