ICICI Bank Balance Sheet Health
Financial Health criteria checks 4/6
ICICI Bank has total assets of ₹23,640.6B and total equity of ₹2,700.3B. Total deposits are ₹14,435.8B, and total loans are ₹12,607.8B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 2.2% of total loans. Cash and short-term investments are ₹1,627.7B.
Key information
8.8x
Asset to equity ratio
4.5%
Net interest margin
Total deposits | ₹14.44t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.2% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹1.63t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IBN's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: Insufficient data to determine if IBN has a sufficient allowance for bad loans.
Low Risk Liabilities: 69% of IBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: IBN has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: IBN's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: IBN has a high level of bad loans (2.2%).