ICICI Bank Balance Sheet Health
Financial Health criteria checks 5/6
ICICI Bank has total assets of ₹25,165.1B and total equity of ₹2,956.7B. Total deposits are ₹15,295.1B, and total loans are ₹13,600.5B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ₹1,643.8B.
Key information
8.5x
Asset to equity ratio
4.5%
Net interest margin
| Total deposits | ₹15.30t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹1.64t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IBN's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if IBN has a sufficient allowance for bad loans.
Low Risk Liabilities: 69% of IBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: IBN has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: IBN's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: IBN has an appropriate level of bad loans (2%).