Banco Patagonia Balance Sheet Health
Financial Health criteria checks 6/6
Banco Patagonia has total assets of ARS2,770.0B and total equity of ARS570.7B. Total deposits are ARS1,808.4B, and total loans are ARS650.7B. It earns a Net Interest Margin of 23.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are ARS1,238.8B.
Key information
4.9x
Asset to equity ratio
23.4%
Net interest margin
Total deposits | AR$1.81t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | AR$1.24t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPAT's Assets to Equity ratio (4.9x) is low.
Allowance for Bad Loans: BPAT has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 82% of BPAT's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPAT has an appropriate level of Loans to Assets ratio (23%).
Low Risk Deposits: BPAT's Loans to Deposits ratio (36%) is appropriate.
Level of Bad Loans: BPAT has an appropriate level of bad loans (0.4%).