Banco Patagonia Balance Sheet Health
Financial Health criteria checks 6/6
Banco Patagonia has total assets of ARS3,635.1B and total equity of ARS892.0B. Total deposits are ARS2,118.6B, and total loans are ARS778.1B. It earns a Net Interest Margin of 23.4%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are ARS1,217.1B.
Key information
4.1x
Asset to equity ratio
23.4%
Net interest margin
| Total deposits | AR$2.12t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | AR$1.22t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPAT's Assets to Equity ratio (4.1x) is low.
Allowance for Bad Loans: BPAT has a sufficient allowance for bad loans (182%).
Low Risk Liabilities: 77% of BPAT's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPAT has an appropriate level of Loans to Assets ratio (21%).
Low Risk Deposits: BPAT's Loans to Deposits ratio (37%) is appropriate.
Level of Bad Loans: BPAT has an appropriate level of bad loans (0.5%).