Banco Macro Balance Sheet Health
Financial Health criteria checks 5/6
Banco Macro has total assets of ARS1,309.8B and total equity of ARS403.1B. Total deposits are ARS772.9B, and total loans are ARS342.9B.
Key information
3.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | AR$772.90b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | AR$129.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMA.5's Assets to Equity ratio (3.2x) is low.
Allowance for Bad Loans: BMA.5 has a sufficient allowance for bad loans (168%).
Low Risk Liabilities: 85% of BMA.5's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMA.5 has an appropriate level of Loans to Assets ratio (26%).
Low Risk Deposits: BMA.5's Loans to Deposits ratio (44%) is appropriate.
Level of Bad Loans: BMA.5 has a high level of bad loans (2.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 22:17 |
| End of Day Share Price | 2024/11/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banco Macro S.A. is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Guido Bizzozero | Allaria Ledesma & Cia Sociedad de Bolsa S.A. |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Rafael Berger Frade | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |