HAYAH Insurance Company P.J.S.C Valuation

Is HAYAH undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HAYAH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate HAYAH's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate HAYAH's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HAYAH?

Key metric: As HAYAH is barely profitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for HAYAH. This is calculated by dividing HAYAH's market cap by their current revenue.
What is HAYAH's PS Ratio?
PS Ratio	2.3x
Sales	د.إ101.95m
Market Cap	د.إ234.00m

HAYAH key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	2.1x
Enterprise Value/EBITDA	164.8x
PEG Ratio	n/a

Price to Sales Ratio vs Peers

How does HAYAH's PS Ratio compare to its peers?

The above table shows the PS ratio for HAYAH vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PS	Estimated Growth	Market Cap
Peer Average	0.7x
TAKAFUL-EM Takaful Emarat - Insurance (PSC)	0.1x	n/a	د.إ46.2m
AFNIC Al Fujairah National Insurance Company P.J.S.C	0.7x	n/a	د.إ279.5m
WATANIA Watania International Holding PJSC	0.2x	n/a	د.إ173.0m
SUKOONTAKAFL Sukoon Takaful PJSC	1.9x	n/a	د.إ254.1m
HAYAH HAYAH Insurance Company P.J.S.C	2.3x	n/a	د.إ234.0m

Price-To-Sales vs Peers: HAYAH is expensive based on its Price-To-Sales Ratio (2.3x) compared to the peer average (0.7x).

Price to Sales Ratio vs Industry

How does HAYAH's PS Ratio compare vs other companies in the AE Insurance Industry?

1 Company	Price / Sales	Estimated Growth	Market Cap
TAKAFUL-EM Takaful Emarat - Insurance (PSC)	0.1x	n/a	US$12.57m

No more companies available in this PS range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Sales vs Industry: HAYAH is expensive based on its Price-To-Sales Ratio (2.3x) compared to the AE Insurance industry average (0.8x).

Price to Sales Ratio vs Fair Ratio

What is HAYAH's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HAYAH PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio	2.3x
Fair PS Ratio	n/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate HAYAH's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.