United Fidelity Insurance Company (P.S.C.) Valuation

Is FIDELITYUNITED undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FIDELITYUNITED when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate FIDELITYUNITED's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate FIDELITYUNITED's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FIDELITYUNITED?

Key metric: As FIDELITYUNITED is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for FIDELITYUNITED. This is calculated by dividing FIDELITYUNITED's market cap by their current revenue.
What is FIDELITYUNITED's PS Ratio?
PS Ratio	0.8x
Sales	د.إ335.15m
Market Cap	د.إ256.00m

FIDELITYUNITED key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.7x
Enterprise Value/EBITDA	-10.6x
PEG Ratio	n/a

Price to Sales Ratio vs Peers

How does FIDELITYUNITED's PS Ratio compare to its peers?

The above table shows the PS ratio for FIDELITYUNITED vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PS	Estimated Growth	Market Cap
Peer Average	0.5x
AFNIC Al Fujairah National Insurance Company P.J.S.C	0.7x	n/a	د.إ279.5m
SALAMA Islamic Arab Insurance (Salama) PJSC	0.3x	n/a	د.إ359.0m
WATANIA Watania International Holding PJSC	0.2x	n/a	د.إ171.7m
IH Insurance House P.S.C	0.7x	n/a	د.إ107.8m
FIDELITYUNITED United Fidelity Insurance Company (P.S.C.)	0.8x	n/a	د.إ256.0m

Price-To-Sales vs Peers: FIDELITYUNITED is expensive based on its Price-To-Sales Ratio (0.8x) compared to the peer average (0.5x).

Price to Sales Ratio vs Industry

How does FIDELITYUNITED's PS Ratio compare vs other companies in the AE Insurance Industry?

1 Company	Price / Sales	Estimated Growth	Market Cap
TAKAFUL-EM Takaful Emarat - Insurance (PSC)	0.08x	n/a	US$11.87m

No more companies available in this PS range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Sales vs Industry: FIDELITYUNITED is good value based on its Price-To-Sales Ratio (0.8x) compared to the AE Insurance industry average (1x).

Price to Sales Ratio vs Fair Ratio

What is FIDELITYUNITED's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FIDELITYUNITED PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio	0.8x
Fair PS Ratio	n/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate FIDELITYUNITED's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.