Emirates Investment Bank P.J.S.C Balance Sheet Health
Financial Health criteria checks 6/6
Emirates Investment Bank P.J.S.C has total assets of AED4.5B and total equity of AED1.2B. Total deposits are AED3.2B, and total loans are AED484.9M.
Key information
3.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | د.إ3.20b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | د.إ648.83m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EIBANK's Assets to Equity ratio (3.7x) is low.
Allowance for Bad Loans: EIBANK has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 96% of EIBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: EIBANK has an appropriate level of Loans to Assets ratio (11%).
Low Risk Deposits: EIBANK's Loans to Deposits ratio (15%) is appropriate.
Level of Bad Loans: EIBANK has an appropriate level of bad loans (1.6%).