Emirates Investment Bank P.J.S.C.

DFM:EIBANK Stock Report

Market Cap: د.إ1.0b

Emirates Investment Bank P.J.S.C Balance Sheet Health

Financial Health criteria checks 6/6

Emirates Investment Bank P.J.S.C has total assets of AED5.1B and total equity of AED1.3B. Total deposits are AED3.7B, and total loans are AED958.0M.

Key information

3.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

د.إ3.67b

Loan to deposit ratio

Appropriate

Bad loans

0.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

د.إ1.07b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: EIBANK's Assets to Equity ratio (3.8x) is low.

Allowance for Bad Loans: EIBANK has a sufficient allowance for bad loans (108%).

Low Risk Liabilities: 98% of EIBANK's liabilities are made up of primarily low risk sources of funding.

Loan Level: EIBANK has an appropriate level of Loans to Assets ratio (19%).

Low Risk Deposits: EIBANK's Loans to Deposits ratio (26%) is appropriate.

Level of Bad Loans: EIBANK has an appropriate level of bad loans (0.9%).


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