Emirates Investment Bank P.J.S.C Balance Sheet Health
Financial Health criteria checks 6/6
Emirates Investment Bank P.J.S.C has total assets of AED5.1B and total equity of AED1.3B. Total deposits are AED3.7B, and total loans are AED958.0M.
Key information
3.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | د.إ3.67b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | د.إ1.07b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EIBANK's Assets to Equity ratio (3.8x) is low.
Allowance for Bad Loans: EIBANK has a sufficient allowance for bad loans (108%).
Low Risk Liabilities: 98% of EIBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: EIBANK has an appropriate level of Loans to Assets ratio (19%).
Low Risk Deposits: EIBANK's Loans to Deposits ratio (26%) is appropriate.
Level of Bad Loans: EIBANK has an appropriate level of bad loans (0.9%).