Al Salam Bank B.S.C.

DFM:SALAM_BAH Stock Report

Market Cap: د.إ5.1b

Al Salam Bank B.S.C Past Earnings Performance

Past criteria checks 3/6

Al Salam Bank B.S.C has been growing earnings at an average annual rate of 28.1%, while the Banks industry saw earnings growing at 25.7% annually. Revenues have been growing at an average rate of 31.9% per year. Al Salam Bank B.S.C's return on equity is 12.3%, and it has net margins of 28.5%.

Key information

28.1%

Earnings growth rate

28.2%

EPS growth rate

Banks Industry Growth12.3%
Revenue growth rate31.9%
Return on equity12.3%
Net Margin28.5%
Next Earnings Update06 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Al Salam Bank B.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DFM:SALAM_BAH Revenue, expenses and earnings (BHD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2418854490
30 Jun 2416150450
31 Mar 2412846420
31 Dec 2310742400
30 Sep 2319342330
30 Jun 2315439320
31 Mar 2311435290
31 Dec 228432280
30 Sep 226525230
30 Jun 225724210
31 Mar 225422200
31 Dec 215421200
30 Sep 215217200
30 Jun 214613200
31 Mar 214513190
31 Dec 20419190
30 Sep 204412200
30 Jun 204816200
31 Mar 205018200
31 Dec 195221190
30 Sep 195422180
30 Jun 195121160
31 Mar 194719160
31 Dec 184718150
30 Sep 184218140
30 Jun 184318150
31 Mar 184319150
31 Dec 174218150
30 Sep 174117150
30 Jun 174117150
31 Mar 174116160
31 Dec 164116170
30 Sep 163412170
30 Jun 163512180
31 Mar 163613170
31 Dec 153612170
30 Sep 154317180
30 Jun 154416190
31 Mar 154515200
31 Dec 144216180
30 Sep 143816160
30 Jun 143115120
31 Mar 14241380

Quality Earnings: SALAM_BAH has a large one-off gain of BHD15.3M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: SALAM_BAH's current net profit margins (28.5%) are higher than last year (21.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SALAM_BAH's earnings have grown significantly by 28.1% per year over the past 5 years.

Accelerating Growth: SALAM_BAH's earnings growth over the past year (26.6%) is below its 5-year average (28.1% per year).

Earnings vs Industry: SALAM_BAH earnings growth over the past year (26.6%) exceeded the Banks industry 23.5%.

Return on Equity

High ROE: SALAM_BAH's Return on Equity (12.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 14:32
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Al Salam Bank B.S.C. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nishit LakhotiaSICO
null RESEARCH DEPARTMENTTAIB Securities W.L.L.