Mashreqbank PSC

DFM:MASQ Stock Report

Market Cap: د.إ51.4b

Mashreqbank PSC Past Earnings Performance

Past criteria checks 2/6

Mashreqbank PSC has been growing earnings at an average annual rate of 38.2%, while the Banks industry saw earnings growing at 22.6% annually. Revenues have been growing at an average rate of 30.5% per year. Mashreqbank PSC's return on equity is 17%, and it has net margins of 54.3%.

Key information

38.18%

Earnings growth rate

38.12%

EPS growth rate

Banks Industry Growth12.34%
Revenue growth rate30.49%
Return on equity17.03%
Net Margin54.29%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Analysis Article • Feb 05

Mashreqbank PSC's (DFM:MASQ) Dividend Is Being Reduced To AED10.20

Mashreqbank PSC ( DFM:MASQ ) has announced that on 1st of January, it will be paying a dividend ofAED10.20, which a...

Revenue & Expenses Breakdown

How Mashreqbank PSC makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DFM:MASQ Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2612,4196,7423,8700
31 Dec 2512,0986,6153,7290
30 Sep 2513,5708,0733,9140
30 Jun 2513,3428,1593,7670
31 Mar 2513,4878,5073,6530
31 Dec 2413,5718,7583,5740
30 Sep 2412,9368,5013,4650
30 Jun 2413,2588,9823,4500
31 Mar 2412,8398,9403,3060
31 Dec 2312,1598,5893,2280
30 Sep 2310,3526,8993,0840
30 Jun 239,1525,8372,9580
31 Mar 237,9854,7272,9020
31 Dec 226,8373,7292,7470
30 Sep 226,2043,3352,5830
30 Jun 225,1182,3252,5460
31 Mar 224,3111,5712,5140
31 Dec 213,7341,0022,5280
30 Sep 211,750-1,3652,8970
30 Jun 211,336-1,7282,8350
31 Mar 211,399-1,6852,8560
31 Dec 201,815-1,2782,8690
30 Sep 203,3026602,4400
30 Jun 204,0561,3792,4880
31 Mar 204,6011,8872,5310
31 Dec 194,7952,0652,5500
30 Sep 194,8012,0702,6650
30 Jun 194,8132,1202,6250
31 Mar 194,8282,0902,6770
31 Dec 184,7362,0602,6180
30 Sep 184,7662,1362,5520
30 Jun 184,7012,1102,4960
31 Mar 184,5962,1042,3840
31 Dec 174,5292,0522,3610
30 Sep 174,6002,1052,3760
30 Jun 174,4501,9592,3780
31 Mar 174,4251,9412,3720
31 Dec 164,4371,9262,4070
30 Sep 164,5242,0422,4360
30 Jun 164,6822,1792,4570
31 Mar 164,8092,2832,4710
31 Dec 154,9442,4022,4730
30 Sep 154,9972,4902,4200

Quality Earnings: MASQ has high quality earnings.

Growing Profit Margin: MASQ's current net profit margins (54.3%) are lower than last year (63.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MASQ has become profitable over the past 5 years, growing earnings by 38.2% per year.

Accelerating Growth: MASQ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MASQ had negative earnings growth (-20.7%) over the past year, making it difficult to compare to the Banks industry average (20.3%).

Return on Equity

High ROE: MASQ's Return on Equity (17%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/02 12:00
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mashreqbank PSC is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Radwa El-SwaifyBeltone Financial
Sanyalaksna ManibhanduFAB Securities