Commercial Bank of Dubai PSC

DFM:CBD Stock Report

Market Cap: د.إ24.9b

Commercial Bank of Dubai PSC Past Earnings Performance

Past criteria checks 3/6

Commercial Bank of Dubai PSC has been growing earnings at an average annual rate of 20.8%, while the Banks industry saw earnings growing at 26.2% annually. Revenues have been growing at an average rate of 18.8% per year. Commercial Bank of Dubai PSC's return on equity is 17.4%, and it has net margins of 61.3%.

Key information

20.8%

Earnings growth rate

20.8%

EPS growth rate

Banks Industry Growth12.3%
Revenue growth rate18.8%
Return on equity17.4%
Net Margin61.3%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Here's Why We Think Commercial Bank of Dubai PSC (DFM:CBD) Is Well Worth Watching

Jul 05
Here's Why We Think Commercial Bank of Dubai PSC (DFM:CBD) Is Well Worth Watching

Revenue & Expenses Breakdown

How Commercial Bank of Dubai PSC makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DFM:CBD Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 244,7292,8981,4030
30 Sep 244,5292,8141,3640
30 Jun 244,3112,7451,2920
31 Mar 244,0992,6441,2540
31 Dec 233,8782,5181,2280
30 Sep 233,5862,3061,1480
30 Jun 233,2862,0521,1020
31 Mar 233,0011,8371,0500
31 Dec 222,8221,6939970
30 Sep 222,7081,5899710
30 Jun 222,6001,5099310
31 Mar 222,5091,4239050
31 Dec 212,3571,3178650
30 Sep 212,2231,2808400
30 Jun 212,1111,1908300
31 Mar 211,9541,1228020
31 Dec 201,9431,1128070
30 Sep 201,9911,1538240
30 Jun 202,0861,2298430
31 Mar 202,2551,3758810
31 Dec 192,2931,4008850
30 Sep 192,2631,3828770
30 Jun 192,1751,3028630
31 Mar 192,0971,2228500
31 Dec 182,0461,1628580
30 Sep 182,1001,1808650
30 Jun 182,1561,2308750
31 Mar 182,0761,1228890
31 Dec 171,9531,0029010
30 Sep 171,9009668990
30 Jun 171,7848509000
31 Mar 171,8229228870
31 Dec 161,8861,0038710
30 Sep 161,7258528730
30 Jun 161,8039428600
31 Mar 161,8871,0128750
31 Dec 151,9251,0668590
30 Sep 152,0861,2278590
30 Jun 152,0691,2318380
31 Mar 151,9951,2137830
31 Dec 141,9571,2027540
30 Sep 141,8431,1496940
30 Jun 141,7621,0956670
31 Mar 141,7001,0506510

Quality Earnings: CBD has high quality earnings.

Growing Profit Margin: CBD's current net profit margins (61.3%) are lower than last year (64.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CBD's earnings have grown significantly by 20.8% per year over the past 5 years.

Accelerating Growth: CBD's earnings growth over the past year (15.1%) is below its 5-year average (20.8% per year).

Earnings vs Industry: CBD earnings growth over the past year (15.1%) exceeded the Banks industry 15.1%.


Return on Equity

High ROE: CBD's Return on Equity (17.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 13:28
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Commercial Bank of Dubai PSC is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Radwa El-SwaifyBeltone Financial
Shabbir MalikEFG-Hermes Research