Commercial Bank of Dubai PSC Past Earnings Performance
Past criteria checks 2/6
Commercial Bank of Dubai PSC has been growing earnings at an average annual rate of 20.8%, while the Banks industry saw earnings growing at 26.2% annually. Revenues have been growing at an average rate of 18.8% per year. Commercial Bank of Dubai PSC's return on equity is 17.4%, and it has net margins of 61.3%.
Key information
20.8%
Earnings growth rate
20.8%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | 18.8% |
| Return on equity | 17.4% |
| Net Margin | 61.3% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Commercial Bank of Dubai PSC makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 4,729 | 2,898 | 1,403 | 0 |
| 30 Sep 24 | 4,529 | 2,814 | 1,364 | 0 |
| 30 Jun 24 | 4,311 | 2,745 | 1,292 | 0 |
| 31 Mar 24 | 4,099 | 2,644 | 1,254 | 0 |
| 31 Dec 23 | 3,878 | 2,518 | 1,228 | 0 |
| 30 Sep 23 | 3,586 | 2,306 | 1,148 | 0 |
| 30 Jun 23 | 3,286 | 2,052 | 1,102 | 0 |
| 31 Mar 23 | 3,001 | 1,837 | 1,050 | 0 |
| 31 Dec 22 | 2,822 | 1,693 | 997 | 0 |
| 30 Sep 22 | 2,708 | 1,589 | 971 | 0 |
| 30 Jun 22 | 2,600 | 1,509 | 931 | 0 |
| 31 Mar 22 | 2,509 | 1,423 | 905 | 0 |
| 31 Dec 21 | 2,357 | 1,317 | 865 | 0 |
| 30 Sep 21 | 2,223 | 1,280 | 840 | 0 |
| 30 Jun 21 | 2,111 | 1,190 | 830 | 0 |
| 31 Mar 21 | 1,954 | 1,122 | 802 | 0 |
| 31 Dec 20 | 1,943 | 1,112 | 807 | 0 |
| 30 Sep 20 | 1,991 | 1,153 | 824 | 0 |
| 30 Jun 20 | 2,086 | 1,229 | 843 | 0 |
| 31 Mar 20 | 2,255 | 1,375 | 881 | 0 |
| 31 Dec 19 | 2,293 | 1,400 | 885 | 0 |
| 30 Sep 19 | 2,263 | 1,382 | 877 | 0 |
| 30 Jun 19 | 2,175 | 1,302 | 863 | 0 |
| 31 Mar 19 | 2,097 | 1,222 | 850 | 0 |
| 31 Dec 18 | 2,046 | 1,162 | 858 | 0 |
| 30 Sep 18 | 2,100 | 1,180 | 865 | 0 |
| 30 Jun 18 | 2,156 | 1,230 | 875 | 0 |
| 31 Mar 18 | 2,076 | 1,122 | 889 | 0 |
| 31 Dec 17 | 1,953 | 1,002 | 901 | 0 |
| 30 Sep 17 | 1,900 | 966 | 899 | 0 |
| 30 Jun 17 | 1,784 | 850 | 900 | 0 |
| 31 Mar 17 | 1,822 | 922 | 887 | 0 |
| 31 Dec 16 | 1,886 | 1,003 | 871 | 0 |
| 30 Sep 16 | 1,725 | 852 | 873 | 0 |
| 30 Jun 16 | 1,803 | 942 | 860 | 0 |
| 31 Mar 16 | 1,887 | 1,012 | 875 | 0 |
| 31 Dec 15 | 1,925 | 1,066 | 859 | 0 |
| 30 Sep 15 | 2,086 | 1,227 | 859 | 0 |
| 30 Jun 15 | 2,069 | 1,231 | 838 | 0 |
| 31 Mar 15 | 1,995 | 1,213 | 783 | 0 |
| 31 Dec 14 | 1,957 | 1,202 | 754 | 0 |
| 30 Sep 14 | 1,843 | 1,149 | 694 | 0 |
| 30 Jun 14 | 1,762 | 1,095 | 667 | 0 |
| 31 Mar 14 | 1,700 | 1,050 | 651 | 0 |
Quality Earnings: CBD has high quality earnings.
Growing Profit Margin: CBD's current net profit margins (61.3%) are lower than last year (64.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBD's earnings have grown significantly by 20.8% per year over the past 5 years.
Accelerating Growth: CBD's earnings growth over the past year (15.1%) is below its 5-year average (20.8% per year).
Earnings vs Industry: CBD earnings growth over the past year (15.1%) did not outperform the Banks industry 16.2%.
Return on Equity
High ROE: CBD's Return on Equity (17.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/16 13:10 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Commercial Bank of Dubai PSC is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Radwa El-Swaify | Beltone Financial |
| Shabbir Malik | EFG-Hermes Research |