National Bank of Fujairah PJSC Past Earnings Performance
Past criteria checks 5/6
National Bank of Fujairah PJSC has been growing earnings at an average annual rate of 6.6%, while the Banks industry saw earnings growing at 14.9% annually. Revenues have been growing at an average rate of 7.9% per year. National Bank of Fujairah PJSC's return on equity is 12.5%, and it has net margins of 47.8%.
Key information
6.6%
Earnings growth rate
6.6%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | 7.9% |
| Return on equity | 12.5% |
| Net Margin | 47.8% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How National Bank of Fujairah PJSC makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,566 | 749 | 454 | 0 |
| 31 Dec 23 | 1,424 | 650 | 438 | 0 |
| 30 Sep 23 | 1,319 | 547 | 428 | 0 |
| 30 Jun 23 | 1,178 | 447 | 407 | 0 |
| 31 Mar 23 | 1,047 | 357 | 386 | 0 |
| 31 Dec 22 | 919 | 265 | 364 | 0 |
| 30 Sep 22 | 790 | 180 | 351 | 0 |
| 30 Jun 22 | 703 | 114 | 334 | 0 |
| 31 Mar 22 | 627 | 58 | 318 | 0 |
| 31 Dec 21 | 602 | 40 | 316 | 0 |
| 30 Sep 21 | 24 | -527 | 307 | 0 |
| 30 Jun 21 | 15 | -540 | 311 | 0 |
| 31 Mar 21 | -30 | -584 | 314 | 0 |
| 31 Dec 20 | 16 | -552 | 326 | 0 |
| 30 Sep 20 | 606 | 59 | 333 | 0 |
| 30 Jun 20 | 783 | 194 | 354 | 0 |
| 31 Mar 20 | 1,017 | 432 | 382 | 0 |
| 31 Dec 19 | 1,115 | 507 | 393 | 0 |
| 30 Sep 19 | 1,228 | 628 | 397 | 0 |
| 30 Jun 19 | 1,210 | 608 | 389 | 0 |
| 31 Mar 19 | 1,168 | 584 | 379 | 0 |
| 31 Dec 18 | 1,137 | 544 | 370 | 0 |
| 30 Sep 18 | 1,028 | 532 | 353 | 0 |
| 30 Jun 18 | 983 | 501 | 346 | 0 |
| 31 Mar 18 | 965 | 491 | 340 | 0 |
| 31 Dec 17 | 937 | 472 | 335 | 0 |
| 30 Sep 17 | 930 | 400 | 335 | 0 |
| 30 Jun 17 | 922 | 396 | 335 | 0 |
| 31 Mar 17 | 889 | 366 | 331 | 0 |
| 31 Dec 16 | 914 | 390 | 332 | 0 |
| 30 Sep 16 | 955 | 425 | 343 | 0 |
| 30 Jun 16 | 989 | 460 | 343 | 0 |
| 31 Mar 16 | 1,013 | 489 | 342 | 0 |
| 31 Dec 15 | 1,005 | 505 | 337 | 0 |
| 30 Sep 15 | 1,030 | 536 | 336 | 0 |
| 30 Jun 15 | 996 | 534 | 329 | 0 |
| 31 Mar 15 | 945 | 504 | 318 | 0 |
| 31 Dec 14 | 893 | 471 | 307 | 0 |
| 30 Sep 14 | 846 | 442 | 290 | 0 |
| 30 Jun 14 | 801 | 415 | 275 | 0 |
| 31 Mar 14 | 758 | 384 | 264 | 0 |
| 31 Dec 13 | 717 | 376 | 252 | 0 |
| 30 Sep 13 | 681 | 357 | 246 | 0 |
| 30 Jun 13 | 647 | 354 | 237 | 0 |
Quality Earnings: NBF has high quality earnings.
Growing Profit Margin: NBF's current net profit margins (47.8%) are higher than last year (34.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NBF's earnings have grown by 6.6% per year over the past 5 years.
Accelerating Growth: NBF's earnings growth over the past year (110%) exceeds its 5-year average (6.6% per year).
Earnings vs Industry: NBF earnings growth over the past year (110%) exceeded the Banks industry 35.4%.
Return on Equity
High ROE: NBF's Return on Equity (12.5%) is considered low.