Istarska kreditna banka Umag d.d. provides various banking products and services to individuals, corporates, and small business customers in Croatia. It offers current, Giro, special purpose, transaction, and saving accounts; insurance, local currency, and foreign currency deposits; overdrafts; housing, non-purpose cash, mortgage, tourist, dedicated, and residential purpose loans; business loans, including long-term and short-term loans, as well as loans for real estate purchase and Istrian county members; and ATMs, and credit and debit cards. The company also provides investment funds and insurance products; foreign currency payment, currency exchange, securities trading, mobile and internet banking, and IKBSMS services; safe rent services; payment transaction services in the country and abroad. The company was incorporated in 1956 and is headquartered in Umag, Croatia.