BKS Bank AG, together with its subsidiaries, provides various banking products and services in Austria and internationally. The company operates through four segments: Corporate and Business Banking, Retail Banking, Financial Markets, and Other. It accepts savings, sight, and time deposits; and offers debit, credit, and prepaid cards, as well as provides investment, lease, and export finance. The company also offers home, real estate, and working capital loans, as well as guarantees; car, equipment, and real estate leasing; internet and electronic banking, asset management, treasury, and private banking services, as well as advisory services. In addition, it engages in the insurance business. The company was founded in 1922 and is headquartered in Klagenfurt, Austria.