1150 Share Price Performance
ر.س24.32
0.65 (2.76%)
18.7% undervalued intrinsic discount
ر.س29.90
Fair Value
Price ر.س24.32
AnalystLowTarget ر.س29.90
AnalystHighTarget ر.س38.62
AnalystConsensusTarget ر.س32.41
Fair Valueر.س29.90
Share Pricen/a
Alinma Bank Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 100 Fair Values set on narratives written by author
1150 Community Narratives
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Fair Value
·Fair Value ر.س29.9 18.7% undervalued intrinsic discount
Saudi Banking Competition And Rising Costs Will Squeeze Margins
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5users have followed this narrative
AN
Fair Value
·Fair Value ر.س38.62 37.0% undervalued intrinsic discount
Gen AI And Vision 2030 Will Redefine Saudi Banking
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6users have followed this narrative
AN
Fair Value
·Fair Value ر.س32.41 25.0% undervalued intrinsic discount
Vision 2030 And Digital Transformation Will Shape Banking Future
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68users have followed this narrative
Saudi Banking Competition And Rising Costs Will Squeeze Margins
Key Takeaways Intensifying competition and digital disruption are compressing margins and threatening Alinma's traditional customer base and revenue streams. High operating expenses and regulatory pressures risk eroding profitability and hindering sustainable long-term growth.Read more
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ر.س29.9
18.7% undervalued intrinsic discount
Fair Value
Revenue
11.63% p.a.
Profit Margin
53.52%
Future PE
16.01x
Price in 2029
ر.س51.94
Gen AI And Vision 2030 Will Redefine Saudi Banking
Key Takeaways Early and deep adoption of AI, automation, and analytics is driving superior operational efficiency, enabling Alinma to outperform peers in earnings growth and cost management. Strategic focus on digital onboarding, SME and mid-corporate lending, sustainable finance, and disciplined execution positions Alinma for sustained revenue and loan growth under Vision 2030.Read more
AN
ر.س38.62
37.0% undervalued intrinsic discount
Fair Value
Revenue
13.53% p.a.
Profit Margin
51.67%
Future PE
20.39x
Price in 2029
ر.س67.19
Vision 2030 And Digital Transformation Will Shape Banking Future
Key Takeaways Strong digital transformation and diversification strategy position Alinma Bank for higher market share, revenue growth, and improved operational efficiency. Improved funding, asset quality, and risk management support stable earnings and profitability amid sector competition and economic transformation.Read more
AN
ر.س32.41
25.0% undervalued intrinsic discount
Fair Value
Revenue
12.08% p.a.
Profit Margin
49.68%
Future PE
18.5x
Price in 2029
ر.س56.39
Trending Discussion
Recently Updated Narratives
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1150: Fair Outlook Balances Higher Profit Assumptions With Upcoming Shareholder Meeting
Fair Value: ر.س29.9 18.7% undervalued intrinsic discount
5 fair values setusers have set this as their fair value
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1150: Stable Discount Rate And Firm P/E Will Support Potential Upside
Fair Value: ر.س38.62 37.0% undervalued intrinsic discount
6 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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1150: Refined Profitability And P/E Assumptions Will Support Stronger Future Upside
Fair Value: ر.س32.41 25.0% undervalued intrinsic discount
68 fair values setusers have set this as their fair value
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Snowflake Analysis
Alinma Bank Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 2.02
- 100.00%
- 54.56%
- 50.3%
About 1150
- Founded
- 2006
- Employees
- 4216
- CEO
- WebsiteView website
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. It operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The company provides various banking services, including current, education, and family accounts; self-service banking services; debit, credit, traveler, purchase, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as SME, kafalah program, business payroll, assets, business invoices, and receivables financing; and bill payment services. It also offers treasury, letters of guarantee, documentary collection, import and export letters of credit, and guarantee verification services; cash management services; corporate partner services; financing and investment products; financial services; and payroll management and e-payment gateway services. In addition, the company provides investment management, asset management, custodianship, advisory, underwriting, and brokerage services; and operates as an insurance agent. Further, it offers digital banking services. The company provides its services to individuals, corporates, SMEs, and institutional customers. Alinma Bank was founded in 2006 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
