Key Takeaways Strong digital transformation and diversification strategy position Alinma Bank for higher market share, revenue growth, and improved operational efficiency. Improved funding, asset quality, and risk management support stable earnings and profitability amid sector competition and economic transformation.Read more
Key Takeaways Early and deep adoption of AI, automation, and analytics is driving superior operational efficiency, enabling Alinma to outperform peers in earnings growth and cost management. Strategic focus on digital onboarding, SME and mid-corporate lending, sustainable finance, and disciplined execution positions Alinma for sustained revenue and loan growth under Vision 2030.Read more
Key Takeaways Intensifying competition and digital disruption are compressing margins and threatening Alinma's traditional customer base and revenue streams. High operating expenses and regulatory pressures risk eroding profitability and hindering sustainable long-term growth.Read more
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. It operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage segments. The company provides various banking services, including current, education, and family accounts; self-service banking services; debit, credit, traveler, purchase, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as SME, kafalah program, business payroll, assets, business invoices, and receivables financing; and bill payment services. It also offers treasury, letters of guarantee, documentary collection, import and export letters of credit, and guarantee verification services; cash management services; corporate partner services; financing and investment products; financial services; and payroll management and e-payment gateway services. In addition, the company provides investment management, asset management, custodianship, advisory, underwriting, and brokerage services; and operates as an insurance agent. Further, it offers digital banking services. The company provides its services to individuals, corporates, SMEs, and institutional customers. The company was founded in 2006 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
