OnEMI Technology Solutions Limited provides digital loans through its mobile application. It offers personal and business loans; loan against property; and swift, accessible, and personalized credit solutions. The company provides loan products, such as small-ticket personal loans; and secured loans like Loan Against Property (LAP)—leveraging deep data analytics, alternative credit scoring, and robust technology infrastructure. It also offers business of retail and institutional distribution of the schemes of insurance, warranty, wallet protection or any other financial products issued by banks, insurance or any financial intermediary to solicit insurance and to act as a corporate agent. The company was incorporated in 2016 and is based in Mumbai, India.