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Bread Financial Holdings Stock Price

Symbol: NYSE:BFHMarket Cap: US$2.7bCategory: Diversified Financials

BFH Share Price Performance

US$57.56
13.04 (29.29%)
38.4% undervalued intrinsic discount
US$93.37
Fair Value
US$57.56
13.04 (29.29%)
38.4% undervalued intrinsic discount
US$93.37
Fair Value
Price US$57.56
AnalystHighTarget US$93.37
AnalystConsensusTarget US$68.13
AnalystLowTarget US$45.00

BFH Community Narratives

AN
AnalystHighTarget
AnalystHighTarget·Updated
Fair Value US$93.37 38.4% undervalued intrinsic discount

Digital Payments And BNPL Trends Will Transform Consumer Finance

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AN
AnalystConsensusTarget
AnalystConsensusTarget·Updated
Fair Value US$68.13 15.5% undervalued intrinsic discount

Technology Modernization And Digital Expansion Will Secure Future Resilience

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AN
AnalystLowTarget
AnalystLowTarget·Updated
Fair Value US$45.00 27.9% overvalued intrinsic discount

Credit Tightening And Inflation Will Force Consumer Finance To Adapt

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BFH Community Fair Values

Recent BFH News & Updates

No updates

Bread Financial Holdings, Inc. Key Details

US$2.5b

Revenue

US$0

Cost of Revenue

US$2.5b

Gross Profit

US$2.2b

Other Expenses

US$290.0m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
Earnings per share (EPS)
6.22
Gross Margin
100.00%
Net Profit Margin
11.83%
Debt/Equity Ratio
133.5%

Bread Financial Holdings, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

About BFH

Founded
1995
Employees
6000
CEO
Ralph Andretta
WebsiteView website
www.breadfinancial.com

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

U.S. Market Performance

  • 7 Days: -2.7%
  • 3 Months: 11.4%
  • 1 Year: 20.5%
  • Year to Date: 5.9%
Over the last 7 days, the market has dropped 2.7%, driven by a decline of 2.4% in the Information Technology sector. As for the longer term, the market has actually risen by 20% in the last year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›
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