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Heartland Group Holdings Limited Stock Price

NZSE:HGH Community·NZ$1.2b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 49 Fair Values set on narratives written by author

HGH Share Price Performance

NZ$1.24
0.44 (55.00%)
NZ$1.40
Fair Value
NZ$1.24
0.44 (55.00%)
11.4% undervalued intrinsic discount
NZ$1.40
Fair Value
Price NZ$1.24
AnalystHighTarget NZ$1.40
AnalystConsensusTarget NZ$1.29
AnalystLowTarget NZ$0.85

HGH Community Narratives

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Fair Value NZ$1.4 11.4% undervalued intrinsic discount

Aging Demographics And Rising Home Equity Will Drive Long-Term Banking Tailwinds

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·
Fair Value NZ$1.29 3.5% undervalued intrinsic discount

Aging Demographics And Digitalisation Will Support Long Term Reverse Mortgage Demand

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Fair Value NZ$0.85 45.9% overvalued intrinsic discount

Rising Funding Costs And Competitive Pressures Will Challenge Banking Margins Over Time

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1users have followed this narrative
NZ$1.4
11.4% undervalued intrinsic discount
Revenue
13.63% p.a.
Profit Margin
43.12%
Future PE
8.43x
Price in 2029
NZ$1.73
NZ$0.85
45.9% overvalued intrinsic discount
Revenue
19.54% p.a.
Profit Margin
28.45%
Future PE
9.18x
Price in 2029
NZ$1.19

Trending Discussion

No trending discussion available.

Updated Narratives

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HGH: Higher Margin Assumptions Will Support Stronger Earnings Conversion Outlook

Fair Value: NZ$1.4 11.4% undervalued intrinsic discount
3 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
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HGH: Higher Margin Assumptions Will Shape Future Return Potential

Fair Value: NZ$1.29 3.5% undervalued intrinsic discount
5 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
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Rising Funding Costs And Competitive Pressures Will Challenge Banking Margins Over Time

Fair Value: NZ$0.85 45.9% overvalued intrinsic discount
1 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Excellent balance sheet with reasonable growth potential.

1 Risk
3 Rewards

Heartland Group Holdings Limited Key Details

NZ$308.7m

Revenue

NZ$0

Cost of Revenue

NZ$308.7m

Gross Profit

NZ$224.7m

Other Expenses

NZ$84.0m

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Aug 19, 2026
0.089
100.00%
27.23%
44.6%
View Full Analysis

About HGH

Founded
1875
Employees
n/a
CEO
Andrew Dixson
WebsiteView website
www.heartlandgroup.info

Heartland Group Holdings Limited, together with its subsidiaries, provides various financial services in New Zealand and Australia. It operates through Motor, Reverse Mortgages, Personal Lending, Business, Rural, Australian Banking Group, and Other segments. The company offers motor vehicle finance; reverse mortgage lending; and transactional, home loans, and personal loans to individuals. It also provides term debt, plant and equipment finance, commercial mortgage lending and working capital solutions for small-to-medium sized business; and specialist financial services, including livestock finance, rural mortgage lending, seasonal and working capital financing, and leasing solutions to farmers. Heartland Group Holdings Limited was founded in 1875 and is based in Auckland, New Zealand.

Recent HGH News & Updates

Narrative Update Jul 10

HGH: Higher Margin Assumptions Will Support Stronger Earnings Conversion Outlook

The analyst price target for Heartland Group Holdings has been revised to NZ$1.40 from NZ$1.15, with analysts pointing to adjusted assumptions around the discount rate, revenue growth, profit margin and future P/E to support the change. Analyst Commentary Recent price target changes for Heartland Group Holdings reflect a more constructive tone from bullish analysts, who are reassessing valuation assumptions around discount rates, revenue growth, profit margins and future P/E multiples.

Recent updates

No updates

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