LTF Share Price Performance
₹0
-153.34 (-100.00%)
Price ₹0
Fair Value₹307.44
Share Pricen/a
L&T Finance Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 36 Fair Values set on narratives written by author
LTF Community Narratives
AN
Fair Value ₹307.44 11.5% undervalued intrinsic discount
Analysts Lift L&T Finance Target as Revenue and Profit Margin Projections Improve
0users have liked this narrative
0users have commented on this narrative
19users have followed this narrative
AN
Fair Value ₹205.56 32.4% overvalued intrinsic discount
Regulatory Shifts And Fintech Competition Will Pressure Long-Term Performance
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value ₹375 27.4% undervalued intrinsic discount
India's Digital Transformation And Urbanization Will Expand Retail Lending
0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
Analysts Lift L&T Finance Target as Revenue and Profit Margin Projections Improve
Key Takeaways Expanding digital initiatives, partnerships, and AI-driven credit processes are driving down costs, growing new customer segments, and enhancing profitability. Strengthening rural demand, successful gold loan integration, and improved global funding access are supporting diversified, stable loan growth and earnings.Read more
151
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
19users have followed this narrative
AN
₹307.44
11.5% undervalued intrinsic discount
Fair Value
Revenue
31.65% p.a.
Profit Margin
29.91%
Future PE
21.19x
Price in 2029
₹473.13
Regulatory Shifts And Fintech Competition Will Pressure Long-Term Performance
Key Takeaways Regulatory crackdowns and asset quality issues in rural and microfinance threaten profitability, with elevated credit costs and margin pressure likely to persist. Rising fintech competition and weaker rural demand risk dampening growth, while the narrowed business focus intensifies exposure to market downturns.Read more
14
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
₹205.56
32.4% overvalued intrinsic discount
Fair Value
Revenue
27.97% p.a.
Profit Margin
28.44%
Future PE
16.24x
Price in 2029
₹316.73
India's Digital Transformation And Urbanization Will Expand Retail Lending
Key Takeaways Rapid improvements in credit costs, digital partnerships, and cross-selling in new geographies are set to drive superior margins, revenues, and scalable loan growth. Resolution of legacy assets has the potential to generate significant unmodeled cash flows, enabling higher provisions or shareholder payouts, further enhancing profitability.Read more
33
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
AN
₹375
27.4% undervalued intrinsic discount
Fair Value
Revenue
37.09% p.a.
Profit Margin
29.34%
Future PE
21.75x
Price in 2029
₹537.9
Trending Discussion
Recently Updated Narratives
AN
LTF: Higher Net Margin Assumptions Will Shape Future Risk Reward Outlook
Fair Value: ₹307.44 11.5% undervalued intrinsic discount
19 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LTF: Higher Future P/E Will Likely Outrun Sustainable Earnings Power
Fair Value: ₹205.56 32.4% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LTF: Upcoming Results And Modest Assumption Tweaks Will Support Market Re Rating
Fair Value: ₹375 27.4% undervalued intrinsic discount
7 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
L&T Finance Limited Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 11.34
- 99.15%
- 33.23%
- 370.7%
About LTF
- Founded
- 1994
- Employees
- 36521
- CEO
- WebsiteView website
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergency, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. L&T Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.
