UCG Share Price Performance
€84.40
17.05 (25.32%)
8.0% overvalued intrinsic discount
€78.13
Fair Value
Price €84.40
Menalbi €78.13
AnalystConsensusTarget €86.16
AnalystLowTarget €77.00
Fair Value€78.13
Share Pricen/a
Narrative Update • Aug 04
UniCredit S.p.A. Stock Price
- 4 Narratives written by author
- 0 Comments on narratives written by author
- 100 Fair Values set on narratives written by author
UCG Community Narratives
ME
Fair Value
·Fair Value €78.13 8.0% overvalued intrinsic discount
UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
0users have liked this narrative
0users have commented on this narrative
4users have followed this narrative
AN
Fair Value
·Fair Value €86.16 2.0% undervalued intrinsic discount
Digital Banking And Sustainable Finance Will Reshape European Markets
2users have liked this narrative
0users have commented on this narrative
51users have followed this narrative
AN
Fair Value
·Fair Value €77 9.6% overvalued intrinsic discount
Rising Fintech Disruption And Tighter Regulation Will Hamper Profitability
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
UniCredit is reshaping itself by cutting costs, tightening up risk, and going more digital, which could make the business stronger and more profitable over time. The big question is whether this turnaround and expansion into new regions can hold up through economic and political shocks while the bank keeps generating cash for shareholders.Read more
Rising Fintech Disruption And Tighter Regulation Will Hamper Profitability
UniCredit faces a squeeze as digital-first rivals and heavier rules make it harder for big banks to keep fees and profits steady. At the same time, its home-market focus leaves it exposed to local downturns, even as expansion and tech upgrades could change the story.Read more
AN
€77
9.6% overvalued intrinsic discount
Fair Value
Revenue
3.81% p.a.
Profit Margin
44.86%
Future PE
11.52x
Price in 2029
€105.78
Digital Transformation And EU Integration Will Secure A Bright Future
UniCredit is betting that a faster shift to digital banking and new platform-style services can lower costs and open fresh sources of fee income across a more connected European market. But its future could still be held back by a tough rate environment, heavy regulation, and rising competition from fintech and big tech.Read more
AN
€102
17.3% undervalued intrinsic discount
Fair Value
Revenue
6.72% p.a.
Profit Margin
46.22%
Future PE
12.72x
Price in 2029
€134.61
Digital Banking And Sustainable Finance Will Reshape European Markets
UniCredit is leaning hard into digital banking, wealth and insurance services, and greener lending to build steadier income as European banking changes. But an aging customer base, political roadblocks to big deals, and greater exposure to more volatile markets could make that shift bumpier than it looks.Read more
AN
€86.16
2.0% undervalued intrinsic discount
Fair Value
Revenue
4.02% p.a.
Profit Margin
44.95%
Future PE
11.91x
Price in 2029
€113.51
Trending Discussion
No trending discussion available.
Recently Updated Narratives
ME
UniCredit's Path to €78.13 Driven by Long-Term Growth Potential
Fair Value: €78.13 8.0% overvalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
UCG: Commerzbank Talks And Earnings Path Will Test Fair P/E Assumptions
Fair Value: €77 9.6% overvalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
UCG: Capital Strength And Commerzbank Control Pursuit Will Support Further Upside
Fair Value: €102 17.3% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
UniCredit S.p.A. Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
Oct 21, 2026
- 7.16
- 100.00%
- 43.19%
- 348.4%
About UCG
- Founded
- 1870
- Employees
- 66180
- CEO
- WebsiteView website
UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. The company offers retail, private, and wealth management solutions; and institutional investor solutions. It also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and sustainable finance solutions, as well as securities services. In addition, the company offers transactional and risk management, structured finance, debt funding, equity funding, project finance, commodity trade finance, and trade and export finance services; group trade and correspondent banking services; and payments solutions. It serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. It has a strategic collaboration with Accenture plc and International Business Machines to establish a new technology operating model combining the resilience of mission-critical systems with the flexibility of cloud, data, and artificial intelligence. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.
