EBS Share Price Performance
€95.40
31.48 (49.25%)
11.4% undervalued intrinsic discount
€107.69
Fair Value
Price €95.40
AnalystConsensusTarget €107.69
AnalystHighTarget €129.99
AnalystLowTarget €79.90
Fair Value€107.69
Share Pricen/a
Erste Group Bank AG Stock Price
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- 57 Fair Values set on narratives written by author
EBS Community Narratives
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Fair Value €107.69 11.4% undervalued intrinsic discount
EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead
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Fair Value €129.99 26.6% undervalued intrinsic discount
CEE Convergence And Digital Banking Will Ignite Market Transformation
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Fair Value €79.9 19.4% overvalued intrinsic discount
Fintech Competition And Regulatory Hurdles Will Weaken Outlook
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EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead
Key Takeaways Expansion into Poland and digital platform enhancements drive growth in market share, loan volumes, and fee-based income across key Central and Eastern European markets. Robust capital position and focus on asset management acquisitions diversify revenue streams, bolster earnings stability, and support sustained shareholder returns.Read more
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€107.69
11.4% undervalued intrinsic discount
Fair Value
Revenue
15.27% p.a.
Profit Margin
27.07%
Future PE
11.01x
Price in 2029
€131.55
Fintech Competition And Regulatory Hurdles Will Weaken Outlook
Key Takeaways Slow digital transformation and increasing competition from fintechs and big tech threaten customer retention, revenue growth, and profit margins. Demographic decline and expansion risks in key markets undermine lending growth, while regulatory and integration challenges pressure costs and earnings stability.Read more
35
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€79.9
19.4% overvalued intrinsic discount
Fair Value
Revenue
12.66% p.a.
Profit Margin
23.61%
Future PE
10.27x
Price in 2029
€97.74
CEE Convergence And Digital Banking Will Ignite Market Transformation
Key Takeaways Expansion into Poland and deep digital integration position Erste for significant revenue, margin, and market share growth in Central and Eastern Europe. Strong capital and focus on digitalization and sustainable lending support long-term profitability as financial markets and wealth in the region expand.Read more
22
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€129.99
26.6% undervalued intrinsic discount
Fair Value
Revenue
18.25% p.a.
Profit Margin
28.74%
Future PE
11.84x
Price in 2029
€158.62
Trending Discussion
Recently Updated Narratives
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EBS: Future Share Moves Will Reflect Raised Guidance And Dividend Support
Fair Value: €107.69 11.4% undervalued intrinsic discount
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EBS: Higher P/E Assumptions Will Likely Magnify Execution Risk
Fair Value: €79.9 19.4% overvalued intrinsic discount
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EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher
Fair Value: €129.99 26.6% undervalued intrinsic discount
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Snowflake Analysis
Erste Group Bank AG Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Apr 30, 2026
- 8.68
- 100.00%
- 30.06%
- 188.2%
About EBS
- Founded
- 1819
- Employees
- 44822
- CEO
- WebsiteView website
Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable purchasing, working capital finance, and structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interests and FX hedging, letters of credit, documentary collections, and guarantees; cash-management solutions, such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce; equity interests and investments, revolving export credit lines, and customer financing. In addition, it offers loan syndication, debt capital market, and equity capital market services; custody and brokerage services, including safekeeping, settlement, corporate action events, tax reclaim assistance, proxy voting, brokerage services, securities lending, clearing services for remote members on Vienna Stock Exchange, and market news services; and George, a digital retail product. The company operates in Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and internationally. Erste Group Bank AG was founded in 1819 and is based in Vienna, Austria.
