ADIB Share Price Performance
د.إ20.22
3.18 (18.66%)
17.5% undervalued intrinsic discount
د.إ24.50
Fair Value
Price د.إ20.22
AnalystLowTarget د.إ24.50
AnalystHighTarget د.إ28.70
AnalystConsensusTarget د.إ25.02
Fair Valueد.إ24.50
Share Pricen/a
Abu Dhabi Islamic Bank PJSC Stock Price
- 3 Narratives written by author
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- 22 Fair Values set on narratives written by author
ADIB Community Narratives
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Fair Value د.إ24.5 17.5% undervalued intrinsic discount
Traditional Banking Will Falter As Fintech Disruption Will Accelerate
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AN
Fair Value د.إ28.7 29.5% undervalued intrinsic discount
Digital Transformation And Islamic Finance Will Empower MENA Markets
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Fair Value د.إ25.02 19.2% undervalued intrinsic discount
Analysts Raise Price Target for Abu Dhabi Islamic Bank Amid Improved Profit Margins and Valuation Changes
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Traditional Banking Will Falter As Fintech Disruption Will Accelerate
Key Takeaways Slow digital transformation and reliance on traditional banking exposes ADIB to disruption and customer loss amid shifting consumer expectations and rising technology demands. Regional market concentration and intensifying competition threaten revenue stability, while stricter regulations and compliance pressures could further compress profit margins.Read more
38
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AN
د.إ24.5
17.5% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
12.1% p.a.
Profit Margin
49.82%
Future PE
18.91x
Price in 2029
د.إ42.49
Digital Transformation And Islamic Finance Will Empower MENA Markets
Key Takeaways Technology-driven operating leverage, digital expansion, and disciplined capital management are fueling superior margin, earnings, and return on equity growth for ADIB. Strategic market positioning in Shariah-compliant, sustainable, and regional finance segments positions ADIB for sustained, capital-efficient profitability and premium revenue growth.Read more
20
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AN
د.إ28.7
29.5% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
16.09% p.a.
Profit Margin
52.18%
Future PE
19.06x
Price in 2029
د.إ49.81
Analysts Raise Price Target for Abu Dhabi Islamic Bank Amid Improved Profit Margins and Valuation Changes
Key Takeaways Intensifying digital competition and regulatory challenges threaten to erode margins, compress fee-based income, and constrain future revenue growth. Heavy dependence on the UAE market increases vulnerability to local economic shifts and evolving regulatory requirements.Read more
102
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AN
د.إ25.02
19.2% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
10.96% p.a.
Profit Margin
53.18%
Future PE
19.62x
Price in 2028
د.إ43.58
Trending Discussion
Recently Updated Narratives
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ADIB: Dividend And Shareholder Meetings Will Shape Fairly Balanced Outlook
Fair Value: د.إ24.5 17.5% undervalued intrinsic discount
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AN
ADIB: Future Dividends And Margin Resilience Are Expected To Support Fair Value
Fair Value: د.إ28.7 29.5% undervalued intrinsic discount
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AN
ADIB: Earnings Resilience Will Support Strong Margins Ahead Of Upcoming Board Reviews
Fair Value: د.إ25.02 19.2% undervalued intrinsic discount
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Snowflake Analysis
Proven track record with adequate balance sheet and pays a dividend.
1 Risk
3 Rewards
Abu Dhabi Islamic Bank PJSC Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 1.75
- 100.00%
- 54.53%
- 16.1%
About ADIB
- Founded
- 1997
- Employees
- n/a
- CEO
- WebsiteView website
Abu Dhabi Islamic Bank PJSC provides banking, financing, and investing services in the United Arab Emirates, rest of the Middle East, and internationally. It operates through Global Retail Banking, Global Wholesale Banking, Private Banking, Treasury, and Real Estate segments. The company offers current, savings, salary, electron, short term investment, business time and investment deposit, ADIB-Egypt Wasel, smart, student, business, and merchant accounts; personal, home, debt settlement, car, electric vehicle, education, travel, boat, salary advance, and business finance products; and motor, covered card, personal finance, male and female care, business, and personal accident Takaful products, as well as Takaful protection plan for school fees. It also provides wealth management and priority banking services; savings and investment products; merchant services; and securities services. In addition, the company offers cards; community banking services; commercial and private banking services; transaction banking services, such as account and liquidity management, trade finance, and document services; and other services for financial institutions, and government and public sectors. Further, it provides mobile, Internet, and SMS banking services; ATM and cash/cheque deposit machines, and safe deposit locker services; and transfer and remittance, money market, trading, and treasury services. Additionally, the company acquires, develops, sells, and leases land and buildings; and manages and resells properties. It operates various branches in the United Arab Emirates, Iraq, Qatar, and Sudan. Abu Dhabi Islamic Bank PJSC was incorporated in 1997 and is based in Abu Dhabi, the United Arab Emirates.
