VBNK Share Price Performance
CA$16.45
-6.96 (-29.73%)
13.4% undervalued intrinsic discount
CA$19.00
Fair Value
Price CA$16.45
AnalystConsensusTarget CA$19.00
Fair ValueCA$19.00
Share PriceCA$16.45
13.4% undervalued intrinsic discount
- 1 Narratives written by author
- 0 Comments on narratives written by author
- 41 Fair Values set on narratives written by author
VBNK Community Narratives
AN
Fair Value CA$19 13.4% undervalued intrinsic discount
US Expansion And DDR Launch Poised To Strengthen Future Operations
1users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
US Expansion And DDR Launch Poised To Strengthen Future Operations
Key Takeaways VersaBank's U.S. market expansion and strategic partnerships forecast significant revenue growth and enhanced return on equity through increased capital efficiency. Future cost reductions and innovative digital deposit initiatives promise improved net interest margins and profitability.Read more
1users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
AN
CA$19
13.4% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
32.46% p.a.
Profit Margin
54.67%
Future PE
6.51x
Share price in 2028
CA$14.3
Snowflake Analysis
VersaBank Key Details
Last Reported Earnings
Jul 31, 2025
Next Reporting Earnings
Dec 10, 2025
- 0.89
- 100.00%
- 25.04%
- 19.4%
About VBNK
- Founded
- 1979
- Employees
- 121
- CEO
- WebsiteView website
VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
