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Old Second Bancorp, Inc. Stock Price

NasdaqGS:OSBC Community·US$879.8m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 3 Fair Values set on narratives written by author

OSBC Share Price Performance

US$17.07
-0.06 (-0.35%)
21.5% undervalued intrinsic discount
US$21.75
Fair Value
US$17.07
-0.06 (-0.35%)
21.5% undervalued intrinsic discount
US$21.75
Fair Value
Price US$17.07
AnalystConsensusTarget US$21.75

OSBC Community Narratives

AnalystConsensusTarget·
Fair Value US$21.75 21.5% undervalued intrinsic discount

Evergreen Bank Acquisition And Digital Banking Upgrades Will Create Value

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US$21.75
21.5% undervalued intrinsic discount
Revenue growth
8.22% p.a.
Profit Margin
39.49%
Future PE
12x
Share price in 2028
US$19.9

Snowflake Analysis

Flawless balance sheet and undervalued.

1 Risk
3 Rewards

Old Second Bancorp, Inc. Key Details

US$282.2m

Revenue

US$0

Cost of Revenue

US$282.2m

Gross Profit

US$198.5m

Other Expenses

US$83.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 22, 2025
1.59
100.00%
29.67%
18.7%
View Full Analysis

About OSBC

Founded
1871
Employees
877
CEO
James Eccher
WebsiteView website
www.oldsecond.com

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

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